Finbond Group (JSE:FGL) ROC (Joel Greenblatt) %: % (As of Feb. 2026)


JSE:FGL Finbond Group Ltd JSE:FGL
32 GF Score
Price R0.89
GF Value R0.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Finbond Group ROC (Joel Greenblatt) %?

Finbond Group JSE:FGL +4.71% 32 ROC (Joel Greenblatt) % is % as of Feb. 2026. GuruFocus rates JSE:FGL with a GF Score™ of 32/100 and a GF Value™ of R0.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Finbond Group ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

JSE:FGL
32GF Score
Finbond Group Ltd JSE:FGL
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Finbond Group (JSE:FGL) has a ROC (Joel Greenblatt) % of % as of Feb. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Finbond Group and its competitors. According to the industry distribution chart, Finbond Group ranks #999999 out of 46 companies in the Banks industry.
Is Finbond Group's ROC (Joel Greenblatt) % too high?
Finbond Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Finbond Group ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Finbond Group has a GF Score™ of 32/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's ROC (Joel Greenblatt) % compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Finbond Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Finbond Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.93, compared to a current price of R0.89 — trading 4.3% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Finbond Group's overall GF Score™ is 32/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current ROC (Joel Greenblatt) % is % as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbond Group (JSE:FGL) Overvalued in 2026?

Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued. The current stock price of R0.89 is trading 4.3% below its estimated GF Value™ of R0.93. GuruFocus considers Finbond Group to be Fairly Valued.

Key valuation signals for JSE:FGL:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: R0.93 vs. price of R0.89 (4.3% below fair value)
  • GF Score™: 32/100 with 7 warning signs

No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finbond Group Business Description

Address 446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
32GF Score

Get the complete analysis for JSE:FGL

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.89
Price
R0.93
GF Value