Finbond Group (JSE:FGL) 3-1 Month Momentum %: -22.02% (As of Aug. 10, 2026)

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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:FGL Finbond Group Ltd JSE:FGL
32 GF Score
Price R0.88
GF Value R0.94
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Finbond Group 3-1 Month Momentum %?

Finbond Group JSE:FGL +4.76% 32 3-1 Month Momentum % is -22.02% as of Aug. 10, 2026. GuruFocus rates JSE:FGL with a GF Score™ of 32/100 and a GF Value™ of R0.94 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,575 Banks companies, Finbond Group ranks worse than 98.1% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-10), Finbond Group's 3-1 Month Momentum % is -22.02%.

The industry rank for Finbond Group's 3-1 Month Momentum % or its related term are showing as below:

JSE:FGL's 3-1 Month Momentum % is ranked worse than
98.1% of 1575 companies
in the Banks industry
Industry Median: 3.23 vs JSE:FGL: -22.02

Finbond Group  (JSE:FGL) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Finbond Group 3-1 Month Momentum % Related Terms


JSE:FGL vs RKT, FNMA, PFSI: 3-1 Month Momentum % Comparison

For the Mortgage Finance subindustry, Finbond Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finbond Group 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Finbond Group's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Finbond Group's 3-1 Month Momentum % falls into.


JSE:FGL
32GF Score
Finbond Group Ltd JSE:FGL
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finbond Group  (JSE:FGL) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -22.02% mean?
Finbond Group (JSE:FGL) has a 3-1 Month Momentum % of -22.02% as of Aug. 10, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Finbond Group and its competitors. According to the industry distribution chart, Finbond Group ranks #1545 out of 1575 companies in the Banks industry, placing it in the top 98.1%.
Is Finbond Group's 3-1 Month Momentum % too high?
Finbond Group's current 3-1 Month Momentum % is -22.02%. Based on the distribution chart, Finbond Group ranks #1545 out of 1575 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Finbond Group has a GF Score™ of 32/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's 3-1 Month Momentum % compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #1545 out of 1575 companies for 3-1 Month Momentum %. This places Finbond Group in the lower half of its industry. The industry median 3-1 Month Momentum % is 3.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.23, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Finbond Group and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current 3-1 Month Momentum % is -22.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.94, compared to a current price of R0.88 — trading 6.4% below its estimated fair value. The current 3-1 Month Momentum % is -22.02%. Finbond Group's overall GF Score™ is 32/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current 3-1 Month Momentum % is -22.02% as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbond Group (JSE:FGL) Overvalued in 2026?

Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued. The current stock price of R0.88 is trading 6.4% below its estimated GF Value™ of R0.94. GuruFocus considers Finbond Group to be Fairly Valued.

Key valuation signals for JSE:FGL:

  • 3-1 Month Momentum %: -22.02%
  • GF Value™: R0.94 vs. price of R0.88 (6.4% below fair value)
  • GF Score™: 32/100 with 7 warning signs

No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finbond Group Business Description

Address 446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
32GF Score

Get the complete analysis for JSE:FGL

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.88
Price
R0.94
GF Value