The historical rank and industry rank for Finbond Group's FCF Margin % or its related term are showing as below:
JSE:FGL'
s FCF Margin % Range Over the Past 10 Years
Min: -52.72 Med: -10.72 Max: 17.74
Current: -26.33
During the past 13 years, the highest FCF Margin % of Finbond Group was 17.74%. The lowest was -52.72%. And the median was -10.72%.
JSE:FGL's FCF Margin % is ranked worse than 81.06% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs JSE:FGL: -26.33
Finbond Group FCF Margin % Related Terms
Finbond Group FCF Margin % Historical Data
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The historical data trend for Finbond Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:FGL vs RKT, FNMA, PFSI: FCF Margin % Comparison
For the Mortgage Finance subindustry, Finbond Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbond Group FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Finbond Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Finbond Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbond Group (JSE:FGL) has a FCF Margin % of -33.72% as of Feb. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Finbond Group and its competitors. According to the industry distribution chart, Finbond Group ranks #1220 out of 1505 companies in the Banks industry, placing it in the top 81.1%.
Is Finbond Group's FCF Margin % too high?
Finbond Group's current FCF Margin % is -33.72%. Based on the distribution chart, Finbond Group ranks #1220 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Finbond Group has a GF Score™ of 34/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's FCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #1220 out of 1505 companies for FCF Margin %. This places Finbond Group in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Finbond Group and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current FCF Margin % is -33.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.92, compared to a current price of R0.90 — trading 2.2% below its estimated fair value. The current FCF Margin % is -33.72%. Finbond Group's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current FCF Margin % is -33.72% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbond Group (JSE:FGL) Overvalued in 2026?
Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued.
The current stock price of R0.90 is trading 2.2% below its estimated GF Value™ of R0.92.
GuruFocus considers Finbond Group to be Fairly Valued.
Key valuation signals for JSE:FGL:
FCF Margin %: -33.72%
GF Value™: R0.92 vs. price of R0.90 (2.2% below fair value)
No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
34GF Score
Get the complete analysis for JSE:FGL
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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