Finbond Group (JSE:FGL) FCF Yield %: -68.40 (As of Jun. 27, 2026)


JSE:FGL Finbond Group Ltd JSE:FGL
34 GF Score
Price R0.90
GF Value R0.92
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Finbond Group FCF Yield %?

Finbond Group JSE:FGL 34 FCF Yield % is -68.40 as of Jun. 27, 2026. GuruFocus rates JSE:FGL with a GF Score™ of 34/100 and a GF Value™ of R0.92 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Finbond Group ranks worse than 95.22% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Finbond Group's Trailing 12-Month Free Cash Flow is R-289 Mil, and Market Cap is R422 Mil. Therefore, Finbond Group's FCF Yield % for today is -68.40%.

The historical rank and industry rank for Finbond Group's FCF Yield % or its related term are showing as below:

JSE:FGL' s FCF Yield % Range Over the Past 10 Years
Min: -278.95   Med: -3.46   Max: 76.11
Current: -68.4


During the past 13 years, the highest FCF Yield % of Finbond Group was 76.11%. The lowest was -278.95%. And the median was -3.46%.

JSE:FGL's FCF Yield % is ranked worse than
95.22% of 1505 companies
in the Banks industry
Industry Median: 8.2 vs JSE:FGL: -68.40

Finbond Group's FCF Margin % for the quarter that ended in Feb. 2026 was -33.72%.


Finbond Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Finbond Group FCF Yield % Related Terms


Finbond Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for Finbond Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbond Group FCF Yield % Chart

Finbond Group Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -141.93 -101.37 -132.36 -80.07 -52.18

Finbond Group Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -147.51 -136.67 -33.85 -39.55 -69.01

JSE:FGL vs RKT, FNMA, PFSI: FCF Yield % Comparison

For the Mortgage Finance subindustry, Finbond Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finbond Group FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Finbond Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Finbond Group's FCF Yield % falls into.


JSE:FGL
34GF Score
Finbond Group Ltd JSE:FGL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finbond Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Finbond Group's FCF Yield % for the fiscal year that ended in Feb. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-288.832 / 553.58048
=-52.18%

Finbond Group's annualized FCF Yield % for the quarter that ended in Feb. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-191.021 * 2 / 553.58048
=-69.01%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -68.40 mean?
Finbond Group (JSE:FGL) has a FCF Yield % of -68.40 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Finbond Group and its competitors. According to the industry distribution chart, Finbond Group ranks #1433 out of 1505 companies in the Banks industry, placing it in the top 95.2%.
Is Finbond Group's FCF Yield % too high?
Finbond Group's current FCF Yield % is -68.40. Based on the distribution chart, Finbond Group ranks #1433 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Finbond Group has a GF Score™ of 34/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's FCF Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #1433 out of 1505 companies for FCF Yield %. This places Finbond Group in the lower half of its industry. The industry median FCF Yield % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Finbond Group and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current FCF Yield % is -68.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.92, compared to a current price of R0.90 — trading 2.2% below its estimated fair value. The current FCF Yield % is -68.40. Finbond Group's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current FCF Yield % is -68.40 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbond Group (JSE:FGL) Overvalued in 2026?

Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued. The current stock price of R0.90 is trading 2.2% below its estimated GF Value™ of R0.92. GuruFocus considers Finbond Group to be Fairly Valued.

Key valuation signals for JSE:FGL:

  • FCF Yield %: -68.40
  • GF Value™: R0.92 vs. price of R0.90 (2.2% below fair value)
  • GF Score™: 34/100 with 6 warning signs

No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finbond Group Business Description

Address 446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
34GF Score

Get the complete analysis for JSE:FGL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.90
Price
R0.92
GF Value