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Finbond Group (JSE:FGL) Cyclically Adjusted Price-to-FCF : (As of Jun. 05, 2025)


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What is Finbond Group Cyclically Adjusted Price-to-FCF?

Shiller PE for Stocks: The True Measure of Stock Valuation


Finbond Group Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Finbond Group's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Finbond Group Cyclically Adjusted Price-to-FCF Chart

Finbond Group Annual Data
Trend Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.82 3.63 3.08 - -

Finbond Group Semi-Annual Data
Aug15 Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.08 - - - -

Competitive Comparison of Finbond Group's Cyclically Adjusted Price-to-FCF

For the Mortgage Finance subindustry, Finbond Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finbond Group's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Finbond Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Finbond Group's Cyclically Adjusted Price-to-FCF falls into.


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Finbond Group Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Finbond Group's Cyclically Adjusted FCF per Share for the fiscal year that ended in Feb25 is calculated as:

For example, Finbond Group's adjusted Free Cash Flow per Share data for the fiscal year that ended in Feb25 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Feb25 (Change)*Current CPI (Feb25)
=-0.589/157.6837*157.6837
=-0.589

Current CPI (Feb25) = 157.6837.

Finbond Group Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201602 -0.295 104.097 -0.447
201702 0.211 110.855 0.300
201802 -0.096 115.106 -0.132
201902 0.181 119.793 0.238
202002 0.464 125.243 0.584
202102 0.228 128.817 0.279
202202 -0.753 136.109 -0.872
202302 -0.269 146.101 -0.290
202402 -0.246 154.203 -0.252
202502 -0.589 157.684 -0.589

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Finbond Group  (JSE:FGL) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Finbond Group Cyclically Adjusted Price-to-FCF Related Terms

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Finbond Group Business Description

Industry
Traded in Other Exchanges
N/A
Address
446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking. It derives key revenue from the Lending segment.