Finbond Group (JSE:FGL) Shareholder Yield % : -43.81% (As of Feb. 2026)


JSE:FGL Finbond Group Ltd JSE:FGL
34 GF Score
Price R0.90
GF Value R0.92
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Finbond Group Shareholder Yield %?

Finbond Group JSE:FGL 34 Shareholder Yield % is -43.81% as of Feb. 2026. GuruFocus rates JSE:FGL with a GF Score™ of 34/100 and a GF Value™ of R0.92 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,502 Banks companies, Finbond Group ranks worse than 91.68% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Finbond Group's Shareholder Yield % was -43.81%.


Finbond Group  (JSE:FGL) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Finbond Group Shareholder Yield % Related Terms


Finbond Group Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Finbond Group's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbond Group Shareholder Yield % Chart

Finbond Group Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -131.70 -103.60 -118.39 -3.63 -28.75

Finbond Group Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -118.39 10.19 -3.63 -53.98 -28.75

JSE:FGL vs RKT, FNMA, PFSI: Shareholder Yield % Comparison

For the Mortgage Finance subindustry, Finbond Group's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finbond Group Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Finbond Group's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Finbond Group's Shareholder Yield % falls into.


JSE:FGL
34GF Score
Finbond Group Ltd JSE:FGL
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finbond Group Shareholder Yield % Calculation

Finbond Group's Shareholder Yield % for the quarter that ended in Feb. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=12.77 %+1.97 %+-43.49 %
=-28.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -43.81% mean?
Finbond Group (JSE:FGL) has a Shareholder Yield % of -43.81% as of Feb. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Finbond Group and its competitors. According to the industry distribution chart, Finbond Group ranks #1377 out of 1502 companies in the Banks industry, placing it in the top 91.7%.
Is Finbond Group's Shareholder Yield % too high?
Finbond Group's current Shareholder Yield % is -43.81%. Based on the distribution chart, Finbond Group ranks #1377 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Finbond Group has a GF Score™ of 34/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's Shareholder Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #1377 out of 1502 companies for Shareholder Yield %. This places Finbond Group in the lower half of its industry. The industry median Shareholder Yield % is 1.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.57, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Finbond Group and its competitors. For the Banks industry, the median Shareholder Yield % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current Shareholder Yield % is -43.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.92, compared to a current price of R0.90 — trading 2.2% below its estimated fair value. The current Shareholder Yield % is -43.81%. Finbond Group's overall GF Score™ is 34/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current Shareholder Yield % is -43.81% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbond Group (JSE:FGL) Overvalued in 2026?

Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued. The current stock price of R0.90 is trading 2.2% below its estimated GF Value™ of R0.92. GuruFocus considers Finbond Group to be Fairly Valued.

Key valuation signals for JSE:FGL:

  • Shareholder Yield %: -43.81%
  • GF Value™: R0.92 vs. price of R0.90 (2.2% below fair value)
  • GF Score™: 34/100 with 7 warning signs

No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finbond Group Business Description

Address 446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
34GF Score

Get the complete analysis for JSE:FGL

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.90
Price
R0.92
GF Value