Finbond Group (JSE:FGL) Tax Rate %: 23.86% (As of Feb. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:FGL Finbond Group Ltd JSE:FGL
30 GF Score
Price R0.80
GF Value R0.93
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Finbond Group Tax Rate %?

Finbond Group JSE:FGL -11.11% 30 Tax Rate % is 23.86% as of Feb. 2026. GuruFocus rates JSE:FGL with a GF Score™ of 30/100 and a GF Value™ of R0.93 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Finbond Group's Tax Expense for the six months ended in Feb. 2026 was R5 Mil. Finbond Group's Pre-Tax Income for the six months ended in Feb. 2026 was R22 Mil. Therefore, Finbond Group's Tax Rate % for the quarter that ended in Feb. 2026 was 23.86%.

Finbond Group Tax Rate % Related Terms

Finbond Group Tax Rate % Historical Data

* Premium members only.

The historical data trend for Finbond Group's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbond Group Tax Rate % Chart

Finbond Group Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.55 6.53 104.42 52.74 28.35

Finbond Group Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.84 345.82 28.49 29.68 23.86
JSE:FGL
30GF Score
Finbond Group Ltd JSE:FGL
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finbond Group Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Finbond Group's Tax Rate % for the fiscal year that ended in Feb. 2026 is calculated as

Tax Rate %=Tax Expense (A: Feb. 2026 )/Pre-Tax Income (A: Feb. 2026 )
=27.308/96.33
=28.35 %

Finbond Group's Tax Rate % for the quarter that ended in Feb. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Feb. 2026 )/Pre-Tax Income (Q: Feb. 2026 )
=5.249/21.998
=23.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 23.86% mean?
Finbond Group (JSE:FGL) has a Tax Rate % of 23.86% as of Feb. 2026.
Is Finbond Group's Tax Rate % too high?
Finbond Group's current Tax Rate % is 23.86%. Overall, Finbond Group has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's Tax Rate % compare to RKT and FNMA?
Finbond Group's Tax Rate % of 23.86% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Finbond Group's current Tax Rate % is 23.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Modestly Undervalued. The stock's GF Value™ is R0.93, compared to a current price of R0.80 — trading 14% below its estimated fair value. The current Tax Rate % is 23.86%. Finbond Group's overall GF Score™ is 30/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current Tax Rate % is 23.86% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbond Group (JSE:FGL) Overvalued in 2026?

Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued. The current stock price of R0.80 is trading 14% below its estimated GF Value™ of R0.93. GuruFocus considers Finbond Group to be Modestly Undervalued.

Key valuation signals for JSE:FGL:

  • Tax Rate %: 23.86%
  • GF Value™: R0.93 vs. price of R0.80 (14% below fair value)
  • GF Score™: 30/100 with 7 warning signs

No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finbond Group Business Description

Address 446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
30GF Score

Get the complete analysis for JSE:FGL

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.80
Price
R0.93
GF Value