Finbond GroupJSE:FGL +2.17%32 PS Ratio is 0.41 as of Jul. 04, 2026, which is 28% below its 10-year median of 0.57. GuruFocus rates JSE:FGL with a GF Score™ of 32/100 and a GF Value™ of R0.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,517 Banks companies, Finbond Group ranks better than 98.29% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Finbond Group's share price is R0.94.
Finbond Group's Revenue per Share for the trailing twelve months (TTM) ended in Feb. 2026 was R2.31. Hence, Finbond Group's PS Ratio for today is 0.41.
Good Sign:
Finbond Group Ltd stock PS Ratio (=0.41) is close to 1-year low of 0.39.
The historical rank and industry rank for Finbond Group's PS Ratio or its related term are showing as below:
JSE:FGL'
s PS Ratio Range Over the Past 10 Years
Min: 0.16 Med: 0.57 Max: 5.04
Current: 0.41
During the past 13 years, Finbond Group's highest PS Ratio was 5.04. The lowest was 0.16. And the median was 0.57.
JSE:FGL's PS Ratio is ranked better than 98.29% of 1517
companies
in the Banks industry
Industry Median: 2.98
vs JSE:FGL: 0.41
Finbond Group Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Finbond Group was -1.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 27.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 8.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 3.00% per year.
During the past 13 years, Finbond Group's highest 3-Year average Revenue per Share Growth Rate was 128.40% per year. The lowest was -24.60% per year. And the median was 12.20% per year.
Back to Basics: PS Ratio
Finbond Group (JSE:FGL) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Finbond Group PS Ratio Related Terms
Finbond Group PS Ratio Historical Data
* Premium members only.
The historical data trend for Finbond Group's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Finbond Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbond Group PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Finbond Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Finbond Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Finbond Group's Share Price of today is R0.94.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finbond Group's Revenue per Share for the trailing twelve months (TTM) ended in Feb. 2026 was R2.31.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Finbond Group (JSE:FGL) has a PS Ratio of 0.41 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Finbond Group and its competitors. This is 28% below median its historical median of 0.57. Over the past decade, Finbond Group's PS Ratio has ranged from 0.16 to 5.04. According to the industry distribution chart, Finbond Group ranks #26 out of 1517 companies in the Banks industry, placing it in the top 1.7%.
Is Finbond Group's PS Ratio too high?
Finbond Group's current PS Ratio of 0.41 is 28% below median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 5.04. The Banks industry median PS Ratio is 2.98. Finbond Group's value of 0.41 is 86.2% below this industry median. Based on the distribution chart, Finbond Group ranks #26 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Finbond Group has a GF Score™ of 32/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #26 out of 1517 companies for PS Ratio. This places Finbond Group in the top 2% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.98. Finbond Group's value of 0.41 is 86.2% below this benchmark. Historically, Finbond Group's own PS Ratio has ranged from 0.16 to 5.04 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 2.98, Finbond Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbond Group's current PS Ratio of 0.41 is 86.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Finbond Group and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current PS Ratio is 0.41, which is 28% below median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.93, compared to a current price of R0.94 — trading 1.1% above its estimated fair value. The current PS Ratio is 0.41, which is 28% below median its 10-year median of 0.57 and 86.2% below the Banks industry median of 2.98. Finbond Group's overall GF Score™ is 32/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current PS Ratio is 0.41 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbond Group (JSE:FGL) Overvalued in 2026?
Based on GuruFocus' analysis, Finbond Group stock appears to be overvalued.
The current stock price of R0.94 is trading 1.1% above its estimated GF Value™ of R0.93.
GuruFocus considers Finbond Group to be Fairly Valued.
Key valuation signals for JSE:FGL:
PS Ratio: 0.41 (28% below median its 10-year median of 0.57)
GF Value™: R0.93 vs. price of R0.94 (1.1% above fair value)
Industry Position: 86.2% below the Banks median (#26 of 1517)
No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
32GF Score
Get the complete analysis for JSE:FGL
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JSE:FGL has been successfully added to your 
