Finbond Group (JSE:FGL) Selling, General, & Admin. Expense: R0 Mil (TTM As of Feb. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:FGL Finbond Group Ltd JSE:FGL
30 GF Score
Price R0.84
GF Value R0.93
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Finbond Group Selling, General, & Admin. Expense?

Finbond Group JSE:FGL +5.00% 30 Selling, General, & Admin. Expense is R0 Mil as of Feb. 2026. GuruFocus rates JSE:FGL with a GF Score™ of 30/100 and a GF Value™ of R0.93 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Finbond Group's selling, general, & admin. expense for the six months ended in Feb. 2026 was R0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Feb. 2026 was R0 Mil.


Finbond Group  (JSE:FGL) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Finbond Group Selling, General, & Admin. Expense Related Terms


Finbond Group Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Finbond Group's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbond Group Selling, General, & Admin. Expense Chart

Finbond Group Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.40 25.81 39.07 49.58 38.45

Finbond Group Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

JSE:FGL vs RKT, FNMA, PFSI: Selling, General, & Admin. Expense Comparison

For the Mortgage Finance subindustry, Finbond Group's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finbond Group Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Finbond Group's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Finbond Group's Selling, General, & Admin. Expense falls into.


JSE:FGL
30GF Score
Finbond Group Ltd JSE:FGL
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Finbond Group Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Feb. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was R0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of R0 Mil mean?
Finbond Group (JSE:FGL) has a Selling, General, & Admin. Expense of R0 Mil as of Feb. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Finbond Group and its competitors.
Is Finbond Group's Selling, General, & Admin. Expense too high?
Finbond Group's current Selling, General, & Admin. Expense is R0 Mil. Overall, Finbond Group has a GF Score™ of 30/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's Selling, General, & Admin. Expense compare to RKT and FNMA?
Finbond Group's Selling, General, & Admin. Expense of R0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Finbond Group and its competitors. Finbond Group's current Selling, General, & Admin. Expense is R0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Modestly Undervalued. The stock's GF Value™ is R0.93, compared to a current price of R0.84 — trading 9.7% below its estimated fair value. The current Selling, General, & Admin. Expense is R0 Mil. Finbond Group's overall GF Score™ is 30/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current Selling, General, & Admin. Expense is R0 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbond Group (JSE:FGL) Overvalued in 2026?

Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued. The current stock price of R0.84 is trading 9.7% below its estimated GF Value™ of R0.93. GuruFocus considers Finbond Group to be Modestly Undervalued.

Key valuation signals for JSE:FGL:

  • Selling, General, & Admin. Expense: R0 Mil
  • GF Value™: R0.93 vs. price of R0.84 (9.7% below fair value)
  • GF Score™: 30/100 with 7 warning signs

No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finbond Group Business Description

Address 446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
30GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.84
Price
R0.93
GF Value