Finbond Group (JSE:FGL) Property, Plant and Equipment: R353 Mil (As of Feb. 2026)


JSE:FGL Finbond Group Ltd JSE:FGL
32 GF Score
Price R0.94
GF Value R0.93
Valuation Fairly Valued
! 7 Warning Signs
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What is Finbond Group Property, Plant and Equipment?

Finbond Group JSE:FGL +2.17% 32 Property, Plant and Equipment is R353 Mil as of Feb. 2026. GuruFocus rates JSE:FGL with a GF Score™ of 32/100 and a GF Value™ of R0.93 (Fairly Valued). The stock has 7 warning signs investors should review.

Finbond Group's quarterly net PPE increased from Feb. 2025 (R340 Mil) to Aug. 2025 (R379 Mil) but then declined from Aug. 2025 (R379 Mil) to Feb. 2026 (R353 Mil).

Finbond Group's annual net PPE increased from Feb. 2024 (R301 Mil) to Feb. 2025 (R340 Mil) and increased from Feb. 2025 (R340 Mil) to Feb. 2026 (R353 Mil).


Finbond Group  (JSE:FGL) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


Finbond Group Property, Plant and Equipment Related Terms


Finbond Group Property, Plant and Equipment Historical Data

* Premium members only.

The historical data trend for Finbond Group's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbond Group Property, Plant and Equipment Chart

Finbond Group Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 519.72 303.80 301.38 339.65 352.96

Finbond Group Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 301.38 325.04 339.65 378.59 352.96
JSE:FGL
32GF Score
Finbond Group Ltd JSE:FGL
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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Finbond Group Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of R353 Mil mean?
Finbond Group (JSE:FGL) has a Property, Plant and Equipment of R353 Mil as of Feb. 2026. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Finbond Group and its competitors.
Is Finbond Group's Property, Plant and Equipment too high?
Finbond Group's current Property, Plant and Equipment is R353 Mil. Overall, Finbond Group has a GF Score™ of 32/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's Property, Plant and Equipment compare to RKT and FNMA?
Finbond Group's Property, Plant and Equipment of R353 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Banks company?
A good Property, Plant and Equipment depends on the Banks industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on Finbond Group and its competitors. Finbond Group's current Property, Plant and Equipment is R353 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.93, compared to a current price of R0.94 — trading 1.1% above its estimated fair value. The current Property, Plant and Equipment is R353 Mil. Finbond Group's overall GF Score™ is 32/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current Property, Plant and Equipment is R353 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finbond Group (JSE:FGL) Overvalued in 2026?

Based on GuruFocus' analysis, Finbond Group stock appears to be overvalued. The current stock price of R0.94 is trading 1.1% above its estimated GF Value™ of R0.93. GuruFocus considers Finbond Group to be Fairly Valued.

Key valuation signals for JSE:FGL:

  • Property, Plant and Equipment: R353 Mil
  • GF Value™: R0.93 vs. price of R0.94 (1.1% above fair value)
  • GF Score™: 32/100 with 7 warning signs

No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finbond Group Business Description

Address 446 Rigel Avenue South, Rigel Park, Erasmusrand, Pretoria, GT, ZAF, 0181
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
32GF Score

Get the complete analysis for JSE:FGL

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R0.94
Price
R0.93
GF Value