Finbond GroupJSE:FGL -1.10%34 Median PS Value is R1.47 as of Jun. 26, 2026, which is 100% below its 10-year median of 0.39. GuruFocus rates JSE:FGL with a GF Score™ of 34/100 and a GF Value™ of R0.92 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,042 Banks companies, Finbond Group ranks better than 93.28% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Finbond Group's Revenue per Share for the trailing twelve months (TTM) ended in Feb. 2026 was R2.31. Finbond Group's 10-Year median PS Ratio is 0.6364. Therefore, the Median PS Value for today is R1.47.
As of today (2026-06-26), Finbond Group's share price is R0.90. Finbond Group's Median PS Value is R1.47. Therefore, Finbond Group's Price to Median PS Value for today is 0.61.
The historical rank and industry rank for Finbond Group's Median PS Value or its related term are showing as below:
JSE:FGL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.14 Med: 0.39 Max: 1.27
Current: 0.61
During the past 13 years, the highest Price to Median PS Value of Finbond Group was 1.27. The lowest was 0.14. And the median was 0.39.
JSE:FGL's Price-to-Median-PS-Value is ranked better than 93.28% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs JSE:FGL: 0.61
Finbond Group (JSE:FGL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Finbond Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.90
/
1.47
=
0.61
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbond Group Median PS Value Related Terms
Finbond Group Median PS Value Historical Data
* Premium members only.
The historical data trend for Finbond Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:FGL vs RKT, FNMA, PFSI: Median PS Value Comparison
For the Mortgage Finance subindustry, Finbond Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbond Group Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Finbond Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Finbond Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.6364.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finbond Group's Revenue per Share for the trailing twelve months (TTM) ended in Feb. 2026 was R2.31.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbond Group (JSE:FGL) has a Median PS Value of R1.47 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Finbond Group and its competitors. This is 277% above median its historical median of 0.39. Over the past decade, Finbond Group's Median PS Value has ranged from 0.14 to 1.27. According to the industry distribution chart, Finbond Group ranks #70 out of 1042 companies in the Banks industry, placing it in the top 6.7%.
Is Finbond Group's Median PS Value too high?
Finbond Group's current Median PS Value of R1.47 is 277% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 1.27. Based on the distribution chart, Finbond Group ranks #70 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Finbond Group has a GF Score™ of 34/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's Median PS Value compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #70 out of 1042 companies for Median PS Value. This places Finbond Group in the top 7% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, Finbond Group's own Median PS Value has ranged from 0.14 to 1.27 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Finbond Group and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current Median PS Value is R1.47, which is 277% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Fairly Valued. The stock's GF Value™ is R0.92, compared to a current price of R0.90 — trading 2.2% below its estimated fair value. The current Median PS Value is R1.47, which is 277% above median its 10-year median of 0.39. Finbond Group's overall GF Score™ is 34/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current Median PS Value is R1.47 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbond Group (JSE:FGL) Overvalued in 2026?
Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued.
The current stock price of R0.90 is trading 2.2% below its estimated GF Value™ of R0.92.
GuruFocus considers Finbond Group to be Fairly Valued.
Key valuation signals for JSE:FGL:
Median PS Value: R1.47 (277% above median its 10-year median of 0.39)
GF Value™: R0.92 vs. price of R0.90 (2.2% below fair value)
No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
34GF Score
Get the complete analysis for JSE:FGL
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JSE:FGL has been successfully added to your 
