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Finbond GroupJSE:FGL +3.66%34 Earnings per Share (Diluted) is R0.15 as of Feb. 2026. GuruFocus rates JSE:FGL with a GF Score™ of 34/100 and a GF Value™ of R0.95 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,409 Banks companies, Finbond Group ranks worse than 70972.25% on this metric.
Finbond Group's EPS (Basic) for the
six
months ended in Feb. 2026 was R0.04.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Feb. 2026 was R0.15.
During the past 13 years, Finbond Group's highest 3-Year average EPS without NRI Growth Rate was 99.50% per year. The lowest was -45.60% per year. And the median was 50.00% per year.
Finbond Group (JSE:FGL) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Finbond Group Earnings per Share (Diluted) Related Terms
Finbond Group Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Finbond Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:FGL vs RKT, FNMA, PFSI: Earnings per Share (Diluted) Comparison
For the Mortgage Finance subindustry, Finbond Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbond Group PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Finbond Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where Finbond Group's PE Ratio falls into.
Finbond Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Finbond Group's Earnings Per Share (Diluted) for the fiscal year that ended in Feb. 2026 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was R0.15
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of R0.15 mean?
Finbond Group (JSE:FGL) has a Earnings per Share (Diluted) of R0.15 as of Feb. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Finbond Group and its competitors. According to the industry distribution chart, Finbond Group ranks #999999 out of 1409 companies in the Banks industry.
Is Finbond Group's Earnings per Share (Diluted) too high?
Finbond Group's current Earnings per Share (Diluted) is R0.15. Based on the distribution chart, Finbond Group ranks #999999 out of 1409 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Finbond Group has a GF Score™ of 34/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finbond Group's Earnings per Share (Diluted) compare to RKT and FNMA?
According to the Banks industry distribution chart, Finbond Group ranks #999999 out of 1409 companies for Earnings per Share (Diluted). This places Finbond Group in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Finbond Group and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbond Group's current Earnings per Share (Diluted) is R0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbond Group stock overvalued right now?
Based on GuruFocus' analysis, Finbond Group (JSE:FGL) is currently considered Modestly Undervalued. The stock's GF Value™ is R0.95, compared to a current price of R0.85 — trading 10.5% below its estimated fair value. The current Earnings per Share (Diluted) is R0.15. Finbond Group's overall GF Score™ is 34/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Finbond Group (JSE:FGL), the current Earnings per Share (Diluted) is R0.15 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finbond Group (JSE:FGL) Overvalued in 2026?
Based on GuruFocus' analysis, Finbond Group stock appears to be undervalued.
The current stock price of R0.85 is trading 10.5% below its estimated GF Value™ of R0.95.
GuruFocus considers Finbond Group to be Modestly Undervalued.
Key valuation signals for JSE:FGL:
Earnings per Share (Diluted): R0.15
GF Value™: R0.95 vs. price of R0.85 (10.5% below fair value)
No single metric tells the full story. See the JSE:FGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finbond Group Ltd is a financial services institution that is engaged in the design and delivery of value and solution-based savings, credit, and insurance solutions tailored to depositor and borrower requirements. The company's business segments are Deposit and Debt Finance Products, Lending, Property investment, and Transactional banking, and Others. It derives key revenue from the Lending segment. Company opertes in USA, South Africa, and Canada, with majority of revenue from USA.
34GF Score
Get the complete analysis for JSE:FGL
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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