Gulf Insurance Group KSC (KUW:GINS) Net Loan: KWD0.1 Mil (As of Jun. 2026)

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KUW:GINS Gulf Insurance Group KSC KUW:GINS
62 GF Score
Price KWD1.43
GF Value KWD1.25
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Gulf Insurance Group KSC Net Loan?

Gulf Insurance Group KSC KUW:GINS +18.43% 62 Net Loan is KWD0.1 Mil as of Jun. 2026. GuruFocus rates KUW:GINS with a GF Score™ of 62/100 and a GF Value™ of KWD1.25 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Gulf Insurance Group KSC's quarterly net loan declined from Dec. 2025 (KWD0.1 Mil) to Mar. 2026 (KWD0.1 Mil) but then increased from Mar. 2026 (KWD0.1 Mil) to Jun. 2026 (KWD0.1 Mil).

Gulf Insurance Group KSC's annual net loan declined from Dec. 2023 (KWD0.6 Mil) to Dec. 2024 (KWD0.1 Mil) and declined from Dec. 2024 (KWD0.1 Mil) to Dec. 2025 (KWD0.1 Mil).

Gulf Insurance Group KSC Net Loan Historical Data

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The historical data trend for Gulf Insurance Group KSC's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group KSC Net Loan Chart

Gulf Insurance Group KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.48 0.62 0.14 0.08

Gulf Insurance Group KSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.10 0.08 0.05 0.07
KUW:GINS
62GF Score
Gulf Insurance Group KSC KUW:GINS
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Gulf Insurance Group KSC Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of KWD0.1 Mil mean?
Gulf Insurance Group KSC (KUW:GINS) has a Net Loan of KWD0.1 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Gulf Insurance Group KSC and its competitors.
Is Gulf Insurance Group KSC's Net Loan too high?
Gulf Insurance Group KSC's current Net Loan is KWD0.1 Mil. Overall, Gulf Insurance Group KSC has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's Net Loan compare to CB and PGR?
Gulf Insurance Group KSC's Net Loan of KWD0.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Gulf Insurance Group KSC and its competitors. Gulf Insurance Group KSC's current Net Loan is KWD0.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD1.25, compared to a current price of KWD1.43 — trading 14.6% above its estimated fair value. The current Net Loan is KWD0.1 Mil. Gulf Insurance Group KSC's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current Net Loan is KWD0.1 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued. The current stock price of KWD1.43 is trading 14.6% above its estimated GF Value™ of KWD1.25. GuruFocus considers Gulf Insurance Group KSC to be Modestly Overvalued.

Key valuation signals for KUW:GINS:

  • Net Loan: KWD0.1 Mil
  • GF Value™: KWD1.25 vs. price of KWD1.43 (14.6% above fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gulf Insurance Group KSC Business Description

Address Khaled Ibn Alwaleed Street, Sharq, 40th Floor, P.O.Box 1040, Safat,, KIPCO Tower, Kuwait City, KWT, 13011
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
62GF Score

Get the complete analysis for KUW:GINS

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD1.43
Price
KWD1.25
GF Value