Gulf Insurance Group KSCKUW:GINS 62 FCF Margin % is 1.56% as of Mar. 2026, which is 53% below its 10-year median of 3.29. GuruFocus rates KUW:GINS with a GF Score™ of 62/100 and a GF Value™ of KWD1.13 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 505 Insurance companies, Gulf Insurance Group KSC ranks worse than 82.18% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gulf Insurance Group KSC FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Gulf Insurance Group KSC's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gulf Insurance Group KSC (KUW:GINS) has a FCF Margin % of 1.56% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Gulf Insurance Group KSC and its competitors. This is 53% below median its historical median of 3.29. According to the industry distribution chart, Gulf Insurance Group KSC ranks #415 out of 505 companies in the Insurance industry, placing it in the top 82.2%.
Is Gulf Insurance Group KSC's FCF Margin % too high?
Gulf Insurance Group KSC's current FCF Margin % of 1.56% is 53% below median its 10-year median of 3.29. The Insurance industry median FCF Margin % is 9.66. Gulf Insurance Group KSC's value of 1.56% is 83.9% below this industry median. Based on the distribution chart, Gulf Insurance Group KSC ranks #415 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Gulf Insurance Group KSC has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #415 out of 505 companies for FCF Margin %. This places Gulf Insurance Group KSC in the lower half of its industry. The industry median FCF Margin % is 9.66. Gulf Insurance Group KSC's value of 1.56% is 83.9% below this benchmark. While the company's 10-year median is 3.29 vs. the industry median of 9.66, Gulf Insurance Group KSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.66, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group KSC's current FCF Margin % of 1.56% is 83.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Gulf Insurance Group KSC and its competitors. For the Insurance industry, the median FCF Margin % is 9.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current FCF Margin % is 1.56%, which is 53% below median its own 10-year median of 3.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.40 — trading 23.8% above its estimated fair value. The current FCF Margin % is 1.56%, which is 53% below median its 10-year median of 3.29 and 83.9% below the Insurance industry median of 9.66. Gulf Insurance Group KSC's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current FCF Margin % is 1.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?
Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued.
The current stock price of KWD1.40 is trading 23.8% above its estimated GF Value™ of KWD1.13.
GuruFocus considers Gulf Insurance Group KSC to be Modestly Overvalued.
Key valuation signals for KUW:GINS:
FCF Margin %: 1.56% (53% below median its 10-year median of 3.29)
GF Value™: KWD1.13 vs. price of KWD1.40 (23.8% above fair value)
Industry Position: 83.9% below the Insurance median (#415 of 505)
No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
62GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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