Gulf Insurance Group KSCKUW:GINS 62 Net Margin % is 8.46% as of Mar. 2026, which is 38% above its 10-year median of 6.13. GuruFocus rates KUW:GINS with a GF Score™ of 62/100 and a GF Value™ of KWD1.13 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 506 Insurance companies, Gulf Insurance Group KSC ranks worse than 71.54% on this metric.
The historical rank and industry rank for Gulf Insurance Group KSC's Net Margin % or its related term are showing as below:
KUW:GINS'
s Net Margin % Range Over the Past 10 Years
Min: 3.84 Med: 6.13 Max: 21.68
Current: 4.84
KUW:GINS's Net Margin % is ranked worse than 71.54% of 506
companies
in the Insurance industry
Industry Median: 9.275
vs KUW:GINS: 4.84
Gulf Insurance Group KSC (KUW:GINS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Gulf Insurance Group KSC Net Margin % Related Terms
Gulf Insurance Group KSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gulf Insurance Group KSC Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Gulf Insurance Group KSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gulf Insurance Group KSC (KUW:GINS) has a Net Margin % of 8.46% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Gulf Insurance Group KSC and its competitors. This is 38% above median its historical median of 6.13. Over the past decade, Gulf Insurance Group KSC's Net Margin % has ranged from 3.84 to 21.68. According to the industry distribution chart, Gulf Insurance Group KSC ranks #362 out of 506 companies in the Insurance industry, placing it in the top 71.5%.
Is Gulf Insurance Group KSC's Net Margin % too high?
Gulf Insurance Group KSC's current Net Margin % of 8.46% is 38% above median its 10-year median of 6.13. Over the past 10 years, this metric has ranged from a low of 3.84 to a high of 21.68. The Insurance industry median Net Margin % is 9.28. Gulf Insurance Group KSC's value of 8.46% is 8.8% below this industry median. Based on the distribution chart, Gulf Insurance Group KSC ranks #362 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Gulf Insurance Group KSC has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #362 out of 506 companies for Net Margin %. This places Gulf Insurance Group KSC in the lower half of its industry. The industry median Net Margin % is 9.28. Gulf Insurance Group KSC's value of 8.46% is 8.8% below this benchmark. Historically, Gulf Insurance Group KSC's own Net Margin % has ranged from 3.84 to 21.68 over the past decade. While the company's 10-year median is 6.13 vs. the industry median of 9.28, Gulf Insurance Group KSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group KSC's current Net Margin % of 8.46% is 8.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Gulf Insurance Group KSC and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current Net Margin % is 8.46%, which is 38% above median its own 10-year median of 6.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.40 — trading 23.8% above its estimated fair value. The current Net Margin % is 8.46%, which is 38% above median its 10-year median of 6.13 and 8.8% below the Insurance industry median of 9.28. Gulf Insurance Group KSC's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current Net Margin % is 8.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?
Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued.
The current stock price of KWD1.40 is trading 23.8% above its estimated GF Value™ of KWD1.13.
GuruFocus considers Gulf Insurance Group KSC to be Modestly Overvalued.
Key valuation signals for KUW:GINS:
Net Margin %: 8.46% (38% above median its 10-year median of 6.13)
GF Value™: KWD1.13 vs. price of KWD1.40 (23.8% above fair value)
Industry Position: 8.8% below the Insurance median (#362 of 506)
No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
62GF Score
Get the complete analysis for KUW:GINS
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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