Gulf Insurance Group KSC (KUW:GINS) EV-to-EBIT: 5.39 (As of Aug. 29, 2026) — 12% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:GINS Gulf Insurance Group KSC KUW:GINS
62 GF Score
Price KWD1.30
GF Value KWD1.25
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Gulf Insurance Group KSC EV-to-EBIT?

Gulf Insurance Group KSC KUW:GINS 62 EV-to-EBIT is 5.39 as of Aug. 29, 2026, which is 12% below its 10-year median of 6.12. GuruFocus rates KUW:GINS with a GF Score™ of 62/100 and a GF Value™ of KWD1.25 (Fairly Valued). The stock has 2 warning signs investors should review. Among 344 Insurance companies, Gulf Insurance Group KSC ranks better than 75.29% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Gulf Insurance Group KSC's Enterprise Value is KWD333.6 Mil. Gulf Insurance Group KSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was KWD61.9 Mil. Therefore, Gulf Insurance Group KSC's EV-to-EBIT for today is 5.39.

The historical rank and industry rank for Gulf Insurance Group KSC's EV-to-EBIT or its related term are showing as below:

KUW:GINS' s EV-to-EBIT Range Over the Past 10 Years
Min: 1.85   Med: 6.12   Max: 29.58
Current: 5.4

During the past 13 years, the highest EV-to-EBIT of Gulf Insurance Group KSC was 29.58. The lowest was 1.85. And the median was 6.12.

KUW:GINS's EV-to-EBIT is ranked better than
75.29% of 344 companies
in the Insurance industry
Industry Median: 8.665 vs KUW:GINS: 5.40

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Gulf Insurance Group KSC's Enterprise Value for the quarter that ended in Jun. 2026 was KWD560.2 Mil. Gulf Insurance Group KSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was KWD61.9 Mil. Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 11.05%.


Gulf Insurance Group KSC  (KUW:GINS) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=61.907/560.1682
=11.05 %

Gulf Insurance Group KSC's Enterprise Value for the quarter that ended in Jun. 2026 was KWD560.2 Mil.
Gulf Insurance Group KSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD61.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Gulf Insurance Group KSC EV-to-EBIT Related Terms


Gulf Insurance Group KSC EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group KSC's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group KSC EV-to-EBIT Chart

Gulf Insurance Group KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.61 4.17 11.57 6.86 5.53

Gulf Insurance Group KSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.59 5.33 5.53 3.89 9.05

KUW:GINS vs CB, PGR, TRV: EV-to-EBIT Comparison

For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group KSC EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group KSC's EV-to-EBIT falls into.


KUW:GINS
62GF Score
Gulf Insurance Group KSC KUW:GINS
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group KSC EV-to-EBIT Calculation

Gulf Insurance Group KSC's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=333.649/61.907
=5.39

Gulf Insurance Group KSC's current Enterprise Value is KWD333.6 Mil.
Gulf Insurance Group KSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD61.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 5.39 mean?
Gulf Insurance Group KSC (KUW:GINS) has a EV-to-EBIT of 5.39 as of Aug. 29, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Gulf Insurance Group KSC and its competitors. This is 12% below median its historical median of 6.12. Over the past decade, Gulf Insurance Group KSC's EV-to-EBIT has ranged from 1.85 to 29.58. According to the industry distribution chart, Gulf Insurance Group KSC ranks #85 out of 344 companies in the Insurance industry, placing it in the top 24.7%.
Is Gulf Insurance Group KSC's EV-to-EBIT too high?
Gulf Insurance Group KSC's current EV-to-EBIT of 5.39 is 12% below median its 10-year median of 6.12. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 29.58. The Insurance industry median EV-to-EBIT is 8.67. Gulf Insurance Group KSC's value of 5.39 is 37.8% below this industry median. Based on the distribution chart, Gulf Insurance Group KSC ranks #85 out of 344 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Gulf Insurance Group KSC has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #85 out of 344 companies for EV-to-EBIT. This places Gulf Insurance Group KSC in the top 25% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 8.67. Gulf Insurance Group KSC's value of 5.39 is 37.8% below this benchmark. Historically, Gulf Insurance Group KSC's own EV-to-EBIT has ranged from 1.85 to 29.58 over the past decade. While the company's 10-year median is 6.12 vs. the industry median of 8.67, Gulf Insurance Group KSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.67, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group KSC's current EV-to-EBIT of 5.39 is 37.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Gulf Insurance Group KSC and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current EV-to-EBIT is 5.39, which is 12% below median its own 10-year median of 6.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD1.25, compared to a current price of KWD1.30 — trading 4.3% above its estimated fair value. The current EV-to-EBIT is 5.39, which is 12% below median its 10-year median of 6.12 and 37.8% below the Insurance industry median of 8.67. Gulf Insurance Group KSC's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current EV-to-EBIT is 5.39 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued. The current stock price of KWD1.30 is trading 4.3% above its estimated GF Value™ of KWD1.25. GuruFocus considers Gulf Insurance Group KSC to be Fairly Valued.

Key valuation signals for KUW:GINS:

  • EV-to-EBIT: 5.39 (12% below median its 10-year median of 6.12)
  • GF Value™: KWD1.25 vs. price of KWD1.30 (4.3% above fair value)
  • GF Score™: 62/100 with 2 warning signs
  • Industry Position: 37.8% below the Insurance median (#85 of 344)

No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group KSC Business Description

Address Khaled Ibn Alwaleed Street, Sharq, 40th Floor, P.O.Box 1040, Safat,, KIPCO Tower, Kuwait City, KWT, 13011
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
62GF Score

Get the complete analysis for KUW:GINS

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD1.30
Price
KWD1.25
GF Value