Gulf Insurance Group KSC (KUW:GINS) EBITDA Margin %: 14.73% (As of Mar. 2026) — 36% Above Median


KUW:GINS Gulf Insurance Group KSC KUW:GINS
62 GF Score
Price KWD1.40
GF Value KWD1.13
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Gulf Insurance Group KSC EBITDA Margin %?

Gulf Insurance Group KSC KUW:GINS 62 EBITDA Margin % is 14.73% as of Mar. 2026, which is 36% above its 10-year median of 10.87. GuruFocus rates KUW:GINS with a GF Score™ of 62/100 and a GF Value™ of KWD1.13 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 373 Insurance companies, Gulf Insurance Group KSC ranks worse than 66.49% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Gulf Insurance Group KSC's EBITDA for the three months ended in Mar. 2026 was KWD22.6 Mil. Gulf Insurance Group KSC's Revenue for the three months ended in Mar. 2026 was KWD153.7 Mil. Therefore, Gulf Insurance Group KSC's EBITDA margin for the quarter that ended in Mar. 2026 was 14.73%.


Gulf Insurance Group KSC  (KUW:GINS) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Gulf Insurance Group KSC EBITDA Margin % Related Terms


Gulf Insurance Group KSC EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group KSC's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group KSC EBITDA Margin % Chart

Gulf Insurance Group KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.81 8.29 10.28 10.38 10.63

Gulf Insurance Group KSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.53 8.40 6.98 13.45 14.73

KUW:GINS vs CB, PGR, TRV: EBITDA Margin % Comparison

For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group KSC EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group KSC's EBITDA Margin % falls into.


KUW:GINS
62GF Score
Gulf Insurance Group KSC KUW:GINS
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gulf Insurance Group KSC EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Gulf Insurance Group KSC's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=61.033/574.131
=10.63 %

Gulf Insurance Group KSC's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=22.634/153.653
=14.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 14.73% mean?
Gulf Insurance Group KSC (KUW:GINS) has a EBITDA Margin % of 14.73% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Gulf Insurance Group KSC and its competitors. This is 36% above median its historical median of 10.87. Over the past decade, Gulf Insurance Group KSC's EBITDA Margin % has ranged from 8.29 to 26.81. According to the industry distribution chart, Gulf Insurance Group KSC ranks #248 out of 373 companies in the Insurance industry, placing it in the top 66.5%.
Is Gulf Insurance Group KSC's EBITDA Margin % too high?
Gulf Insurance Group KSC's current EBITDA Margin % of 14.73% is 36% above median its 10-year median of 10.87. Over the past 10 years, this metric has ranged from a low of 8.29 to a high of 26.81. The Insurance industry median EBITDA Margin % is 14.81. Gulf Insurance Group KSC's value of 14.73% is 0.5% below this industry median. Based on the distribution chart, Gulf Insurance Group KSC ranks #248 out of 373 companies in the Insurance industry, which is below the industry midpoint. Overall, Gulf Insurance Group KSC has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #248 out of 373 companies for EBITDA Margin %. This places Gulf Insurance Group KSC in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Gulf Insurance Group KSC's value of 14.73% is 0.5% below this benchmark. Historically, Gulf Insurance Group KSC's own EBITDA Margin % has ranged from 8.29 to 26.81 over the past decade. While the company's 10-year median is 10.87 vs. the industry median of 14.81, Gulf Insurance Group KSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group KSC's current EBITDA Margin % of 14.73% is 0.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Gulf Insurance Group KSC and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current EBITDA Margin % is 14.73%, which is 36% above median its own 10-year median of 10.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.40 — trading 23.8% above its estimated fair value. The current EBITDA Margin % is 14.73%, which is 36% above median its 10-year median of 10.87 and 0.5% below the Insurance industry median of 14.81. Gulf Insurance Group KSC's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current EBITDA Margin % is 14.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued. The current stock price of KWD1.40 is trading 23.8% above its estimated GF Value™ of KWD1.13. GuruFocus considers Gulf Insurance Group KSC to be Modestly Overvalued.

Key valuation signals for KUW:GINS:

  • EBITDA Margin %: 14.73% (36% above median its 10-year median of 10.87)
  • GF Value™: KWD1.13 vs. price of KWD1.40 (23.8% above fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 0.5% below the Insurance median (#248 of 373)

No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group KSC Business Description

Address Khaled Ibn Alwaleed Street, Sharq, 40th Floor, P.O.Box 1040, Safat,, KIPCO Tower, Kuwait City, KWT, 13011
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
62GF Score

Get the complete analysis for KUW:GINS

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD1.40
Price
KWD1.13
GF Value