Gulf Insurance Group KSC (KUW:GINS) EPS without NRI: KWD0.10 (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:GINS Gulf Insurance Group KSC KUW:GINS
66 GF Score
Price KWD1.05
GF Value KWD1.13
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Gulf Insurance Group KSC EPS without NRI?

Gulf Insurance Group KSC KUW:GINS +3.75% 66 EPS without NRI is KWD0.10 as of Mar. 2026. GuruFocus rates KUW:GINS with a GF Score™ of 66/100 and a GF Value™ of KWD1.13 (Fairly Valued). The stock has 2 warning signs investors should review. Among 401 Insurance companies, Gulf Insurance Group KSC ranks worse than 90.27% on this metric.

Gulf Insurance Group KSC's earnings per share without non-recurring items for the three months ended in Mar. 2026 was KWD0.04. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was KWD0.10.

During the past 12 months, Gulf Insurance Group KSC's average earnings per share (NRI) Growth Rate was 52.30% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -13.60% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -5.70% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 12.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Gulf Insurance Group KSC's EPS without NRI or its related term are showing as below:

KUW:GINS' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -47.8   Med: 7.1   Max: 44.6
Current: -13.6

During the past 13 years, Gulf Insurance Group KSC's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 44.60% per year. The lowest was -47.80% per year. And the median was 7.10% per year.

KUW:GINS's 3-Year EPS without NRI Growth Rate is ranked worse than
90.27% of 401 companies
in the Insurance industry
Industry Median: 16.4 vs KUW:GINS: -13.60

Gulf Insurance Group KSC's EPS (Diluted) for the three months ended in Mar. 2026 was KWD0.04. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was KWD0.10.

Gulf Insurance Group KSC's EPS (Basic) for the three months ended in Mar. 2026 was KWD0.04. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was KWD0.10.


Gulf Insurance Group KSC  (KUW:GINS) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Gulf Insurance Group KSC EPS without NRI Related Terms


Gulf Insurance Group KSC EPS without NRI Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group KSC's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group KSC EPS without NRI Chart

Gulf Insurance Group KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.14 0.12 0.10 0.08 0.08

Gulf Insurance Group KSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.00 0.03 0.04

KUW:GINS vs CB, PGR, TRV: EPS without NRI Comparison

For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group KSC PE Ratio without NRI vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group KSC's PE Ratio without NRI falls into.


KUW:GINS
66GF Score
Gulf Insurance Group KSC KUW:GINS
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group KSC EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of KWD0.10 mean?
Gulf Insurance Group KSC (KUW:GINS) has a EPS without NRI of KWD0.10 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Gulf Insurance Group KSC and its competitors. According to the industry distribution chart, Gulf Insurance Group KSC ranks #362 out of 401 companies in the Insurance industry, placing it in the top 90.3%.
Is Gulf Insurance Group KSC's EPS without NRI too high?
Gulf Insurance Group KSC's current EPS without NRI is KWD0.10. Based on the distribution chart, Gulf Insurance Group KSC ranks #362 out of 401 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Gulf Insurance Group KSC has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's EPS without NRI compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #362 out of 401 companies for EPS without NRI. This places Gulf Insurance Group KSC in the lower half of its industry. The industry median EPS without NRI is 16.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.40, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Gulf Insurance Group KSC and its competitors. For the Insurance industry, the median EPS without NRI is 16.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current EPS without NRI is KWD0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.05 — trading 7% below its estimated fair value. The current EPS without NRI is KWD0.10. Gulf Insurance Group KSC's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current EPS without NRI is KWD0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be undervalued. The current stock price of KWD1.05 is trading 7% below its estimated GF Value™ of KWD1.13. GuruFocus considers Gulf Insurance Group KSC to be Fairly Valued.

Key valuation signals for KUW:GINS:

  • EPS without NRI: KWD0.10
  • GF Value™: KWD1.13 vs. price of KWD1.05 (7% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group KSC Business Description

Address Khaled Ibn Alwaleed Street, Sharq, 40th Floor, P.O.Box 1040, Safat,, KIPCO Tower, Kuwait City, KWT, 13011
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
66GF Score

Get the complete analysis for KUW:GINS

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD1.05
Price
KWD1.13
GF Value