Gulf Insurance Group KSC (KUW:GINS) GF Score: 68/100 (As of Jul. 15, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:GINS Gulf Insurance Group KSC KUW:GINS
68 GF Score
Price KWD1.18
GF Value KWD1.13
Valuation Fairly Valued
! 2 Warning Signs
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What is Gulf Insurance Group KSC GF Score?

Gulf Insurance Group KSC KUW:GINS -4.85% 68 GF Score is 68 as of Jul. 15, 2026, which is 7% below its 10-year median of 73.00. GuruFocus rates KUW:GINS with a GF Score™ of 68/100 and a GF Value™ of KWD1.13 (Fairly Valued). The stock has 2 warning signs investors should review.

Gulf Insurance Group KSC has the GF Score of 68, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 7/10
3. Growth Rank : 4/10
4. GF Value Rank : 5/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Gulf Insurance Group KSC might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Gulf Insurance Group KSC  (KUW:GINS) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Gulf Insurance Group KSC GF Score Related Terms


KUW:GINS vs CB, PGR, TRV: GF Score Comparison

For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group KSC GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's GF Score distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group KSC's GF Score falls into.


KUW:GINS
68GF Score
Gulf Insurance Group KSC KUW:GINS
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 68 mean?
Gulf Insurance Group KSC (KUW:GINS) has a GF Score of 68 as of Jul. 15, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Gulf Insurance Group KSC and its competitors. This is near median its historical median of 73.00. Over the past decade, Gulf Insurance Group KSC's GF Score has ranged from 28.00 to 100.00.
Is Gulf Insurance Group KSC's GF Score too high?
Gulf Insurance Group KSC's current GF Score of 68 is near median its 10-year median of 73.00. Over the past 10 years, this metric has ranged from a low of 28.00 to a high of 100.00. Overall, Gulf Insurance Group KSC has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's GF Score compare to CB and PGR?
Gulf Insurance Group KSC's GF Score of 68 can be compared against companies in the Insurance industry. Historically, Gulf Insurance Group KSC's own GF Score has ranged from 28.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Gulf Insurance Group KSC and its competitors. Gulf Insurance Group KSC's current GF Score is 68, which is near median its own 10-year median of 73.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.18 — trading 4.1% above its estimated fair value. The current GF Score is 68, which is near median its 10-year median of 73.00. Gulf Insurance Group KSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current GF Score is 68 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued. The current stock price of KWD1.18 is trading 4.1% above its estimated GF Value™ of KWD1.13. GuruFocus considers Gulf Insurance Group KSC to be Fairly Valued.

Key valuation signals for KUW:GINS:

  • GF Score: 68 (near median its 10-year median of 73.00)
  • GF Value™: KWD1.13 vs. price of KWD1.18 (4.1% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group KSC Business Description

Address Khaled Ibn Alwaleed Street, Sharq, 40th Floor, P.O.Box 1040, Safat,, KIPCO Tower, Kuwait City, KWT, 13011
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
68GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD1.18
Price
KWD1.13
GF Value