Gulf Insurance Group KSC (KUW:GINS) Earnings Yield (Joel Greenblatt) %: 11.05% (As of Jun. 2026) — 34% Below Median

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KUW:GINS Gulf Insurance Group KSC KUW:GINS
51 GF Score
Price KWD1.40
GF Value KWD1.25
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Gulf Insurance Group KSC Earnings Yield (Joel Greenblatt) %?

Gulf Insurance Group KSC KUW:GINS -2.10% 51 Earnings Yield (Joel Greenblatt) % is 11.05% as of Jun. 2026, which is 34% below its 10-year median of 16.68. GuruFocus rates KUW:GINS with a GF Score™ of 51/100 and a GF Value™ of KWD1.25 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 507 Insurance companies, Gulf Insurance Group KSC ranks better than 81.46% on this metric.

Gulf Insurance Group KSC's Enterprise Value for the quarter that ended in Jun. 2026 was KWD560.2 Mil. Gulf Insurance Group KSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was KWD61.9 Mil. Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 11.05%.

The historical rank and industry rank for Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:

KUW:GINS' s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 3.38   Med: 16.68   Max: 53.91
Current: 17.15

During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Gulf Insurance Group KSC was 53.91%. The lowest was 3.38%. And the median was 16.68%.

KUW:GINS's Earnings Yield (Joel Greenblatt) % is ranked better than
81.46% of 507 companies
in the Insurance industry
Industry Median: 7.46 vs KUW:GINS: 17.15

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Gulf Insurance Group KSC's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was -3.89%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Gulf Insurance Group KSC  (KUW:GINS) Earnings Yield (Joel Greenblatt) % Explanation

Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.

Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.


Be Aware

Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.

Forward Rate of Return (Yacktman) % based on Don Yacktman's definition is a better measure of the expected rate of return for a stock.


Gulf Insurance Group KSC Earnings Yield (Joel Greenblatt) % Related Terms


Gulf Insurance Group KSC Earnings Yield (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group KSC Earnings Yield (Joel Greenblatt) % Chart

Gulf Insurance Group KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings Yield (Joel Greenblatt) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38.31 23.98 8.64 14.58 18.08

Gulf Insurance Group KSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings Yield (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.89 18.76 18.08 25.71 11.05

KUW:GINS vs CB, PGR, TRV: Earnings Yield (Joel Greenblatt) % Comparison

For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group KSC Earnings Yield (Joel Greenblatt) % vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % falls into.


KUW:GINS
51GF Score
Gulf Insurance Group KSC KUW:GINS
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gulf Insurance Group KSC Earnings Yield (Joel Greenblatt) % Calculation

In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.

Gulf Insurance Group KSCs Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as

Earnings Yield (Joel Greenblatt)=EBIT/Enterprise Value
=48.733/269.37076
=18.09 %

Gulf Insurance Group KSC's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD61.9 Mil.


What does a Earnings Yield (Joel Greenblatt) % of 11.05% mean?
Gulf Insurance Group KSC (KUW:GINS) has a Earnings Yield (Joel Greenblatt) % of 11.05% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Gulf Insurance Group KSC and its competitors. This is 34% below median its historical median of 16.68. Over the past decade, Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % has ranged from 3.38 to 53.91. According to the industry distribution chart, Gulf Insurance Group KSC ranks #94 out of 507 companies in the Insurance industry, placing it in the top 18.5%.
Is Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % too high?
Gulf Insurance Group KSC's current Earnings Yield (Joel Greenblatt) % of 11.05% is 34% below median its 10-year median of 16.68. Over the past 10 years, this metric has ranged from a low of 3.38 to a high of 53.91. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.46. Gulf Insurance Group KSC's value of 11.05% is 48.1% above this industry median. Based on the distribution chart, Gulf Insurance Group KSC ranks #94 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Gulf Insurance Group KSC has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #94 out of 507 companies for Earnings Yield (Joel Greenblatt) %. This places Gulf Insurance Group KSC in the top 19% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 7.46. Gulf Insurance Group KSC's value of 11.05% is 48.1% above this benchmark. Historically, Gulf Insurance Group KSC's own Earnings Yield (Joel Greenblatt) % has ranged from 3.38 to 53.91 over the past decade. While the company's 10-year median is 16.68 vs. the industry median of 7.46, Gulf Insurance Group KSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.46, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group KSC's current Earnings Yield (Joel Greenblatt) % of 11.05% is 48.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Gulf Insurance Group KSC and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current Earnings Yield (Joel Greenblatt) % is 11.05%, which is 34% below median its own 10-year median of 16.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD1.25, compared to a current price of KWD1.40 — trading 12% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 11.05%, which is 34% below median its 10-year median of 16.68 and 48.1% above the Insurance industry median of 7.46. Gulf Insurance Group KSC's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current Earnings Yield (Joel Greenblatt) % is 11.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued. The current stock price of KWD1.40 is trading 12% above its estimated GF Value™ of KWD1.25. GuruFocus considers Gulf Insurance Group KSC to be Modestly Overvalued.

Key valuation signals for KUW:GINS:

  • Earnings Yield (Joel Greenblatt) %: 11.05% (34% below median its 10-year median of 16.68)
  • GF Value™: KWD1.25 vs. price of KWD1.40 (12% above fair value)
  • GF Score™: 51/100 with 2 warning signs
  • Industry Position: 48.1% above the Insurance median (#94 of 507)

No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group KSC Business Description

Address Khaled Ibn Alwaleed Street, Sharq, 40th Floor, P.O.Box 1040, Safat,, KIPCO Tower, Kuwait City, KWT, 13011
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
51GF Score

Get the complete analysis for KUW:GINS

Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD1.40
Price
KWD1.25
GF Value