Gulf Insurance Group KSC (KUW:GINS) GF Value Rank: 1 (As of Aug. 11, 2026) — 75% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:GINS Gulf Insurance Group KSC KUW:GINS
51 GF Score
Price KWD1.52
GF Value KWD1.13
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Gulf Insurance Group KSC GF Value Rank?

Gulf Insurance Group KSC KUW:GINS -5.00% 51 GF Value Rank is 1 as of Aug. 11, 2026, which is 75% below its 10-year median of 4.00. GuruFocus rates KUW:GINS with a GF Score™ of 51/100 and a GF Value™ of KWD1.13 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Gulf Insurance Group KSC has the GF Value Rank of 1.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Gulf Insurance Group KSC GF Value Rank Related Terms

KUW:GINS vs CB, PGR, TRV: GF Value Rank Comparison

For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Gulf Insurance Group KSC GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group KSC's GF Value Rank falls into.


KUW:GINS
51GF Score
Gulf Insurance Group KSC KUW:GINS
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 1 mean?
Gulf Insurance Group KSC (KUW:GINS) has a GF Value Rank of 1 as of Aug. 11, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Gulf Insurance Group KSC and its competitors. This is 75% below median its historical median of 4.00. Over the past decade, Gulf Insurance Group KSC's GF Value Rank has ranged from 1.00 to 10.00.
Is Gulf Insurance Group KSC's GF Value Rank too high?
Gulf Insurance Group KSC's current GF Value Rank of 1 is 75% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Gulf Insurance Group KSC has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's GF Value Rank compare to CB and PGR?
Gulf Insurance Group KSC's GF Value Rank of 1 can be compared against companies in the Insurance industry. Historically, Gulf Insurance Group KSC's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Gulf Insurance Group KSC and its competitors. Gulf Insurance Group KSC's current GF Value Rank is 1, which is 75% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Significantly Overvalued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.52 — trading 34.5% above its estimated fair value. The current GF Value Rank is 1, which is 75% below median its 10-year median of 4.00. Gulf Insurance Group KSC's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current GF Value Rank is 1 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued. The current stock price of KWD1.52 is trading 34.5% above its estimated GF Value™ of KWD1.13. GuruFocus considers Gulf Insurance Group KSC to be Significantly Overvalued.

Key valuation signals for KUW:GINS:

  • GF Value Rank: 1 (75% below median its 10-year median of 4.00)
  • GF Value™: KWD1.13 vs. price of KWD1.52 (34.5% above fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gulf Insurance Group KSC Business Description

Address Khaled Ibn Alwaleed Street, Sharq, 40th Floor, P.O.Box 1040, Safat,, KIPCO Tower, Kuwait City, KWT, 13011
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
51GF Score

Get the complete analysis for KUW:GINS

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD1.52
Price
KWD1.13
GF Value