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Gulf Insurance Group KSCKUW:GINS 62 EV-to-EBITDA is 4.48 as of Aug. 30, 2026, which is 13% below its 10-year median of 5.17. GuruFocus rates KUW:GINS with a GF Score™ of 62/100 and a GF Value™ of KWD1.25 (Fairly Valued). The stock has 2 warning signs investors should review. Among 346 Insurance companies, Gulf Insurance Group KSC ranks better than 78.03% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Gulf Insurance Group KSC's enterprise value is KWD333.6 Mil.
Gulf Insurance Group KSC's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was KWD74.6 Mil. Therefore, Gulf Insurance Group KSC's EV-to-EBITDA for today is 4.48.
The historical rank and industry rank for Gulf Insurance Group KSC's EV-to-EBITDA or its related term are showing as below:
KUW:GINS'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 1.78 Med: 5.17 Max: 26.65
Current: 4.48
During the past 13 years, the highest EV-to-EBITDA of Gulf Insurance Group KSC was 26.65. The lowest was 1.78. And the median was 5.17.
KUW:GINS's EV-to-EBITDA is ranked better than 78.03% of 346
companies
in the Insurance industry
Industry Median: 8.345
vs KUW:GINS: 4.48
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Gulf Insurance Group KSC (KUW:GINS) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Gulf Insurance Group KSC's PE Ratio (TTM) for today is calculated as:
Gulf Insurance Group KSC's share price for today is KWD1.304.
Gulf Insurance Group KSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD0.115.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gulf Insurance Group KSC EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Gulf Insurance Group KSC's EV-to-EBITDA falls into.
Gulf Insurance Group KSC's current Enterprise Value is KWD333.6 Mil.
Gulf Insurance Group KSC's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD74.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gulf Insurance Group KSC (KUW:GINS) has a EV-to-EBITDA of 4.48 as of Aug. 30, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Gulf Insurance Group KSC. This is 13% below median its historical median of 5.17. Over the past decade, Gulf Insurance Group KSC's EV-to-EBITDA has ranged from 1.78 to 26.65. According to the industry distribution chart, Gulf Insurance Group KSC ranks #76 out of 346 companies in the Insurance industry, placing it in the top 22%.
Is Gulf Insurance Group KSC's EV-to-EBITDA too high?
Gulf Insurance Group KSC's current EV-to-EBITDA of 4.48 is 13% below median its 10-year median of 5.17. Over the past 10 years, this metric has ranged from a low of 1.78 to a high of 26.65. The Insurance industry median EV-to-EBITDA is 8.35. Gulf Insurance Group KSC's value of 4.48 is 46.3% below this industry median. Based on the distribution chart, Gulf Insurance Group KSC ranks #76 out of 346 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Gulf Insurance Group KSC has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #76 out of 346 companies for EV-to-EBITDA. This places Gulf Insurance Group KSC in the top 22% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.35. Gulf Insurance Group KSC's value of 4.48 is 46.3% below this benchmark. Historically, Gulf Insurance Group KSC's own EV-to-EBITDA has ranged from 1.78 to 26.65 over the past decade. While the company's 10-year median is 5.17 vs. the industry median of 8.35, Gulf Insurance Group KSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.35, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group KSC's current EV-to-EBITDA of 4.48 is 46.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Gulf Insurance Group KSC. For the Insurance industry, the median EV-to-EBITDA is 8.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current EV-to-EBITDA is 4.48, which is 13% below median its own 10-year median of 5.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD1.25, compared to a current price of KWD1.30 — trading 4.3% above its estimated fair value. The current EV-to-EBITDA is 4.48, which is 13% below median its 10-year median of 5.17 and 46.3% below the Insurance industry median of 8.35. Gulf Insurance Group KSC's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current EV-to-EBITDA is 4.48 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?
Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued.
The current stock price of KWD1.30 is trading 4.3% above its estimated GF Value™ of KWD1.25.
GuruFocus considers Gulf Insurance Group KSC to be Fairly Valued.
Key valuation signals for KUW:GINS:
EV-to-EBITDA: 4.48 (13% below median its 10-year median of 5.17)
GF Value™: KWD1.25 vs. price of KWD1.30 (4.3% above fair value)
Industry Position: 46.3% below the Insurance median (#76 of 346)
No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
62GF Score
Get the complete analysis for KUW:GINS
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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