Gulf Insurance Group KSC (KUW:GINS) EBIT: KWD56.4 Mil (TTM As of Mar. 2026)


KUW:GINS Gulf Insurance Group KSC KUW:GINS
62 GF Score
Price KWD1.40
GF Value KWD1.13
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Gulf Insurance Group KSC EBIT?

Gulf Insurance Group KSC KUW:GINS 62 EBIT is KWD56.4 Mil as of Mar. 2026. GuruFocus rates KUW:GINS with a GF Score™ of 62/100 and a GF Value™ of KWD1.13 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Gulf Insurance Group KSC's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was KWD19.5 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was KWD56.4 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Gulf Insurance Group KSC's annualized ROC % for the quarter that ended in Mar. 2026 was 5.66%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 14.36%.


Gulf Insurance Group KSC  (KUW:GINS) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Gulf Insurance Group KSC's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=77.964 * ( 1 - 15.1% )/( (1183.6287 + 1156.43365)/ 2 )
=66.191436/1170.031175
=5.66 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1326.834 - 26.936 - ( 123.874 - 5% * 152.094 )
=1183.6287

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1343.749 - 18.727 - ( 176.271 - 5% * 153.653 )
=1156.43365

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Gulf Insurance Group KSC's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=56.36/392.344
=14.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Gulf Insurance Group KSC EBIT Related Terms


Gulf Insurance Group KSC EBIT Historical Data

* Premium members only.

The historical data trend for Gulf Insurance Group KSC's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Insurance Group KSC EBIT Chart

Gulf Insurance Group KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 86.19 47.70 46.27 46.95 48.73

Gulf Insurance Group KSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.86 10.91 8.61 17.35 19.49

KUW:GINS vs CB, PGR, TRV: EBIT Comparison

For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Insurance Group KSC EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Gulf Insurance Group KSC's EV-to-EBIT falls into.


KUW:GINS
62GF Score
Gulf Insurance Group KSC KUW:GINS
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Gulf Insurance Group KSC EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD56.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of KWD56.4 Mil mean?
Gulf Insurance Group KSC (KUW:GINS) has a EBIT of KWD56.4 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Gulf Insurance Group KSC.
Is Gulf Insurance Group KSC's EBIT too high?
Gulf Insurance Group KSC's current EBIT is KWD56.4 Mil. Overall, Gulf Insurance Group KSC has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's EBIT compare to CB and PGR?
Gulf Insurance Group KSC's EBIT of KWD56.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Gulf Insurance Group KSC. Gulf Insurance Group KSC's current EBIT is KWD56.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Modestly Overvalued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.40 — trading 23.8% above its estimated fair value. The current EBIT is KWD56.4 Mil. Gulf Insurance Group KSC's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current EBIT is KWD56.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued. The current stock price of KWD1.40 is trading 23.8% above its estimated GF Value™ of KWD1.13. GuruFocus considers Gulf Insurance Group KSC to be Modestly Overvalued.

Key valuation signals for KUW:GINS:

  • EBIT: KWD56.4 Mil
  • GF Value™: KWD1.13 vs. price of KWD1.40 (23.8% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Insurance Group KSC Business Description

Address Khaled Ibn Alwaleed Street, Sharq, 40th Floor, P.O.Box 1040, Safat,, KIPCO Tower, Kuwait City, KWT, 13011
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
62GF Score

Get the complete analysis for KUW:GINS

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD1.40
Price
KWD1.13
GF Value