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Gulf Insurance Group KSCKUW:GINS -0.17%66 Cyclically Adjusted PS Ratio is 0.66 as of Aug. 01, 2026, which is 27% below its 10-year median of 0.90. GuruFocus rates KUW:GINS with a GF Score™ of 66/100 and a GF Value™ of KWD1.13 (Fairly Valued). The stock has 2 warning signs investors should review. Among 412 Insurance companies, Gulf Insurance Group KSC ranks better than 74.51% on this metric.
The historical rank and industry rank for Gulf Insurance Group KSC's Cyclically Adjusted PS Ratio or its related term are showing as below:
KUW:GINS'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.9 Max: 1.52
Current: 0.65
During the past years, Gulf Insurance Group KSC's highest Cyclically Adjusted PS Ratio was 1.52. The lowest was 0.40. And the median was 0.90.
KUW:GINS's Cyclically Adjusted PS Ratio is ranked better than 74.51% of 412
companies
in the Insurance industry
Industry Median: 1.215
vs KUW:GINS: 0.65
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Gulf Insurance Group KSC's adjusted revenue per share data for the three months ended in Mar. 2026 was KWD0.540. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is KWD1.83 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Gulf Insurance Group KSC (KUW:GINS) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Gulf Insurance Group KSC Cyclically Adjusted PS Ratio Related Terms
Gulf Insurance Group KSC Cyclically Adjusted PS Ratio Historical Data
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The historical data trend for Gulf Insurance Group KSC's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gulf Insurance Group KSC Cyclically Adjusted PS Ratio Chart
KUW:GINS vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gulf Insurance Group KSC Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Gulf Insurance Group KSC's Cyclically Adjusted PS Ratio falls into.
Gulf Insurance Group KSC Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 0.66 mean?
Gulf Insurance Group KSC (KUW:GINS) has a Cyclically Adjusted PS Ratio of 0.66 as of Aug. 01, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gulf Insurance Group KSC and its competitors. This is 27% below median its historical median of 0.90. Over the past decade, Gulf Insurance Group KSC's Cyclically Adjusted PS Ratio has ranged from 0.40 to 1.52. According to the industry distribution chart, Gulf Insurance Group KSC ranks #105 out of 412 companies in the Insurance industry, placing it in the top 25.5%.
Is Gulf Insurance Group KSC's Cyclically Adjusted PS Ratio too high?
Gulf Insurance Group KSC's current Cyclically Adjusted PS Ratio of 0.66 is 27% below median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.52. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. Gulf Insurance Group KSC's value of 0.66 is 45.7% below this industry median. Based on the distribution chart, Gulf Insurance Group KSC ranks #105 out of 412 companies in the Insurance industry, which is above the industry midpoint. Overall, Gulf Insurance Group KSC has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #105 out of 412 companies for Cyclically Adjusted PS Ratio. This puts Gulf Insurance Group KSC in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.22. Gulf Insurance Group KSC's value of 0.66 is 45.7% below this benchmark. Historically, Gulf Insurance Group KSC's own Cyclically Adjusted PS Ratio has ranged from 0.40 to 1.52 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.22, Gulf Insurance Group KSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Insurance Group KSC's current Cyclically Adjusted PS Ratio of 0.66 is 45.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gulf Insurance Group KSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current Cyclically Adjusted PS Ratio is 0.66, which is 27% below median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.20 — trading 6.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.66, which is 27% below median its 10-year median of 0.90 and 45.7% below the Insurance industry median of 1.22. Gulf Insurance Group KSC's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current Cyclically Adjusted PS Ratio is 0.66 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?
Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued.
The current stock price of KWD1.20 is trading 6.2% above its estimated GF Value™ of KWD1.13.
GuruFocus considers Gulf Insurance Group KSC to be Fairly Valued.
Key valuation signals for KUW:GINS:
Cyclically Adjusted PS Ratio: 0.66 (27% below median its 10-year median of 0.90)
GF Value™: KWD1.13 vs. price of KWD1.20 (6.2% above fair value)
Industry Position: 45.7% below the Insurance median (#105 of 412)
No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
66GF Score
Get the complete analysis for KUW:GINS
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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