Bread Financial Holdings (MEX:BFH) Net Loan: MXN289,551 Mil (As of Mar. 2026)

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MEX:BFH Bread Financial Holdings Inc MEX:BFH
59 GF Score
Price MXN1,156.00
GF Value MXN619.24
! 5 Warning Signs
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What is Bread Financial Holdings Net Loan?

Bread Financial Holdings MEX:BFH 59 Net Loan is MXN289,551 Mil as of Mar. 2026. GuruFocus rates MEX:BFH with a GF Score™ of 59/100 and a GF Value™ of MXN619.24. The stock has 5 warning signs investors should review.

Bread Financial Holdings's quarterly net loan increased from Sep. 2025 (MXN285,894 Mil) to Dec. 2025 (MXN300,677 Mil) but then declined from Dec. 2025 (MXN300,677 Mil) to Mar. 2026 (MXN289,551 Mil).

Bread Financial Holdings's annual net loan increased from Dec. 2023 (MXN288,647 Mil) to Dec. 2024 (MXN300,677 Mil) but then declined from Dec. 2024 (MXN300,677 Mil) to Dec. 2025 (MXN289,551 Mil).

Bread Financial Holdings Net Loan Historical Data

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The historical data trend for Bread Financial Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bread Financial Holdings Net Loan Chart

Bread Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 319,341.44 368,493.90 288,647.09 347,351.68 300,677.18

Bread Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 320,027.62 292,944.69 285,894.36 300,677.18 289,551.06
MEX:BFH
59GF Score
Bread Financial Holdings Inc MEX:BFH
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bread Financial Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of MXN289,551 Mil mean?
Bread Financial Holdings (MEX:BFH) has a Net Loan of MXN289,551 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bread Financial Holdings and its competitors.
Is Bread Financial Holdings' Net Loan too high?
Bread Financial Holdings' current Net Loan is MXN289,551 Mil. Overall, Bread Financial Holdings has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Bread Financial Holdings' Net Loan compare to SLM and NNI?
Bread Financial Holdings' Net Loan of MXN289,551 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bread Financial Holdings and its competitors. Bread Financial Holdings's current Net Loan is MXN289,551 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bread Financial Holdings stock overvalued right now?
Bread Financial Holdings (MEX:BFH) has a current Net Loan of MXN289,551 Mil. The stock's GF Value™ is MXN619.24, compared to a current price of MXN1,156.00 — trading 86.7% above its estimated fair value. The current Net Loan is MXN289,551 Mil. Bread Financial Holdings' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bread Financial Holdings (MEX:BFH), the current Net Loan is MXN289,551 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bread Financial Holdings (MEX:BFH) Overvalued in 2026?

Based on GuruFocus' analysis, Bread Financial Holdings stock appears to be overvalued. The current stock price of MXN1,156.00 is trading 86.7% above its estimated GF Value™ of MXN619.24.

Key valuation signals for MEX:BFH:

  • Net Loan: MXN289,551 Mil
  • GF Value™: MXN619.24 vs. price of MXN1,156.00 (86.7% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the MEX:BFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bread Financial Holdings Business Description

Address 3095 Loyalty Circle, Columbus, OH, USA, 43219
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
59GF Score

Get the complete analysis for MEX:BFH

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,156.00
Price
MXN619.24
GF Value