Bread Financial Holdings (MEX:BFH) Cyclically Adjusted Revenue per Share: MXN1,558.57 (As of Mar. 2026)

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MEX:BFH Bread Financial Holdings Inc MEX:BFH
59 GF Score
Price MXN1,156.00
GF Value MXN619.24
! 5 Warning Signs
View Full Analysis

What is Bread Financial Holdings Cyclically Adjusted Revenue per Share?

Bread Financial Holdings MEX:BFH 59 Cyclically Adjusted Revenue per Share is MXN1,558.57 as of Mar. 2026. GuruFocus rates MEX:BFH with a GF Score™ of 59/100 and a GF Value™ of MXN619.24. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Bread Financial Holdings's adjusted revenue per share for the three months ended in Mar. 2026 was MXN424.937. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is MXN1,558.57 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Bread Financial Holdings's average Cyclically Adjusted Revenue Growth Rate was -2.70% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -0.10% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 2.80% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 6.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Bread Financial Holdings was 18.80% per year. The lowest was -0.10% per year. And the median was 12.40% per year.

As of today (2026-08-03), Bread Financial Holdings's current stock price is MXN1156.00. Bread Financial Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was MXN1,558.57. Bread Financial Holdings's Cyclically Adjusted PS Ratio of today is 0.74.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Bread Financial Holdings was 3.05. The lowest was 0.24. And the median was 0.74.


Bread Financial Holdings  (MEX:BFH) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bread Financial Holdings's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=1156.00/1558.57
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Bread Financial Holdings was 3.05. The lowest was 0.24. And the median was 0.74.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Bread Financial Holdings Cyclically Adjusted Revenue per Share Related Terms


Bread Financial Holdings Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Bread Financial Holdings's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bread Financial Holdings Cyclically Adjusted Revenue per Share Chart

Bread Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,150.15 4,065.25 4,809.79 1,965.16 1,570.27

Bread Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,394.18 2,091.20 2,126.28 1,570.27 1,558.57

MEX:BFH vs SLM, NNI, SEZL: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Bread Financial Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bread Financial Holdings Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bread Financial Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bread Financial Holdings's Cyclically Adjusted PS Ratio falls into.


MEX:BFH
59GF Score
Bread Financial Holdings Inc MEX:BFH
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bread Financial Holdings Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bread Financial Holdings's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=424.937/330.2130*330.2130
=424.937

Current CPI (Mar. 2026) = 330.2130.

Bread Financial Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 548.160 241.018 751.021
201609 624.298 241.428 853.883
201612 649.649 241.432 888.542
201703 623.980 243.801 845.141
201706 590.159 244.955 795.567
201709 624.213 246.819 835.119
201712 -48.922 246.524 -65.530
201803 450.667 249.554 596.328
201806 495.565 251.989 649.401
201809 483.983 252.439 633.093
201812 530.580 251.233 697.378
201903 486.481 254.202 631.948
201906 492.456 256.143 634.862
201909 563.117 256.759 724.214
201912 -307.940 256.974 -395.705
202003 679.255 258.115 868.988
202006 473.885 257.797 607.001
202009 485.494 260.280 615.938
202012 -46.551 260.474 -59.015
202103 329.190 264.877 410.390
202106 304.164 271.696 369.674
202109 349.965 274.310 421.286
202112 350.379 278.802 414.989
202203 371.539 287.504 426.731
202206 365.564 296.311 407.389
202209 399.075 296.808 443.990
202212 402.787 296.797 448.136
202303 465.916 301.836 509.719
202306 324.473 305.109 351.170
202309 358.461 307.789 384.577
202312 349.450 306.746 376.184
202403 330.923 312.332 349.868
202406 342.681 314.175 360.174
202409 379.521 315.301 397.470
202412 380.503 315.605 398.115
202503 400.090 319.799 413.119
202506 370.600 322.561 379.392
202509 374.994 324.800 381.244
202512 380.815 324.054 388.053
202603 424.937 330.213 424.937

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of MXN1,558.57 mean?
Bread Financial Holdings (MEX:BFH) has a Cyclically Adjusted Revenue per Share of MXN1,558.57 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bread Financial Holdings and its competitors.
Is Bread Financial Holdings' Cyclically Adjusted Revenue per Share too high?
Bread Financial Holdings' current Cyclically Adjusted Revenue per Share is MXN1,558.57. Overall, Bread Financial Holdings has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Bread Financial Holdings' Cyclically Adjusted Revenue per Share compare to SLM and NNI?
Bread Financial Holdings' Cyclically Adjusted Revenue per Share of MXN1,558.57 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bread Financial Holdings and its competitors. Bread Financial Holdings's current Cyclically Adjusted Revenue per Share is MXN1,558.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bread Financial Holdings stock overvalued right now?
Bread Financial Holdings (MEX:BFH) has a current Cyclically Adjusted Revenue per Share of MXN1,558.57. The stock's GF Value™ is MXN619.24, compared to a current price of MXN1,156.00 — trading 86.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is MXN1,558.57. Bread Financial Holdings' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Bread Financial Holdings (MEX:BFH), the current Cyclically Adjusted Revenue per Share is MXN1,558.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bread Financial Holdings (MEX:BFH) Overvalued in 2026?

Based on GuruFocus' analysis, Bread Financial Holdings stock appears to be overvalued. The current stock price of MXN1,156.00 is trading 86.7% above its estimated GF Value™ of MXN619.24.

Key valuation signals for MEX:BFH:

  • Cyclically Adjusted Revenue per Share: MXN1,558.57
  • GF Value™: MXN619.24 vs. price of MXN1,156.00 (86.7% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the MEX:BFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bread Financial Holdings Business Description

Address 3095 Loyalty Circle, Columbus, OH, USA, 43219
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private-label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains a minority interest in spun-off LoyaltyOne, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
59GF Score

Get the complete analysis for MEX:BFH

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,156.00
Price
MXN619.24
GF Value