Liberty Kenya Holdings (NAI:LBTY) Net Loan: KES438 Mil (As of Dec. 2025)

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NAI:LBTY Liberty Kenya Holdings Ltd NAI:LBTY
69 GF Score
Price KES9.18
GF Value KES8.66
Valuation Fairly Valued
! 5 Warning Signs
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What is Liberty Kenya Holdings Net Loan?

Liberty Kenya Holdings NAI:LBTY -3.37% 69 Net Loan is KES438 Mil as of Dec. 2025. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.66 (Fairly Valued). The stock has 5 warning signs investors should review.

Liberty Kenya Holdings's quarterly net loan declined from Dec. 2023 (KES636 Mil) to Dec. 2024 (KES542 Mil) and declined from Dec. 2024 (KES542 Mil) to Dec. 2025 (KES438 Mil).

Liberty Kenya Holdings's annual net loan declined from Dec. 2023 (KES636 Mil) to Dec. 2024 (KES542 Mil) and declined from Dec. 2024 (KES542 Mil) to Dec. 2025 (KES438 Mil).

Liberty Kenya Holdings Net Loan Historical Data

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The historical data trend for Liberty Kenya Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Kenya Holdings Net Loan Chart

Liberty Kenya Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 979.70 742.08 636.00 542.00 438.00

Liberty Kenya Holdings Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 979.70 742.08 636.00 542.00 438.00
NAI:LBTY
69GF Score
Liberty Kenya Holdings Ltd NAI:LBTY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Kenya Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of KES438 Mil mean?
Liberty Kenya Holdings (NAI:LBTY) has a Net Loan of KES438 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Liberty Kenya Holdings and its competitors.
Is Liberty Kenya Holdings' Net Loan too high?
Liberty Kenya Holdings' current Net Loan is KES438 Mil. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' Net Loan compare to BRK.A and AIG?
Liberty Kenya Holdings' Net Loan of KES438 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Liberty Kenya Holdings and its competitors. Liberty Kenya Holdings's current Net Loan is KES438 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.66, compared to a current price of KES9.18 — trading 6% above its estimated fair value. The current Net Loan is KES438 Mil. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current Net Loan is KES438 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued. The current stock price of KES9.18 is trading 6% above its estimated GF Value™ of KES8.66. GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.

Key valuation signals for NAI:LBTY:

  • Net Loan: KES438 Mil
  • GF Value™: KES8.66 vs. price of KES9.18 (6% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Liberty Kenya Holdings Business Description

Address Mamlaka Road, Processional Way, P. O. Box 43963, Liberty House, Nairobi, KEN, 00100
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score

Get the complete analysis for NAI:LBTY

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.18
Price
KES8.66
GF Value