Liberty Kenya Holdings (NAI:LBTY) PEG Ratio: 0.45 (As of Jul. 08, 2026) — 18% Below Median


NAI:LBTY Liberty Kenya Holdings Ltd NAI:LBTY
69 GF Score
Price KES9.02
GF Value KES8.56
Valuation Fairly Valued
! 4 Warning Signs
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What is Liberty Kenya Holdings PEG Ratio?

Liberty Kenya Holdings NAI:LBTY -0.88% 69 PEG Ratio is 0.45 as of Jul. 08, 2026, which is 18% below its 10-year median of 0.55. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.56 (Fairly Valued). The stock has 4 warning signs investors should review. Among 187 Insurance companies, Liberty Kenya Holdings ranks better than 72.19% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Liberty Kenya Holdings's PE Ratio without NRI is 7.33. Liberty Kenya Holdings's 5-Year EBITDA growth rate is 16.20%. Therefore, Liberty Kenya Holdings's PEG Ratio for today is 0.45.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Liberty Kenya Holdings's PEG Ratio or its related term are showing as below:

NAI:LBTY' s PEG Ratio Range Over the Past 10 Years
Min: 0.37   Med: 0.55   Max: 0.67
Current: 0.45


During the past 13 years, Liberty Kenya Holdings's highest PEG Ratio was 0.67. The lowest was 0.37. And the median was 0.55.


NAI:LBTY's PEG Ratio is ranked better than
72.19% of 187 companies
in the Insurance industry
Industry Median: 0.88 vs NAI:LBTY: 0.45

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Liberty Kenya Holdings  (NAI:LBTY) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Liberty Kenya Holdings PEG Ratio Related Terms


Liberty Kenya Holdings PEG Ratio Historical Data

* Premium members only.

The historical data trend for Liberty Kenya Holdings's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Kenya Holdings PEG Ratio Chart

Liberty Kenya Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.38 0.51

Liberty Kenya Holdings Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.38 0.51

NAI:LBTY vs BRK.A, AIG, HIG: PEG Ratio Comparison

For the Insurance - Diversified subindustry, Liberty Kenya Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Kenya Holdings PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Liberty Kenya Holdings's PEG Ratio falls into.


NAI:LBTY
69GF Score
Liberty Kenya Holdings Ltd NAI:LBTY
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Kenya Holdings PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Liberty Kenya Holdings's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=7.3333333333333/16.20
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.45 mean?
Liberty Kenya Holdings (NAI:LBTY) has a PEG Ratio of 0.45 as of Jul. 08, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Liberty Kenya Holdings and its competitors. This is 18% below median its historical median of 0.55. Over the past decade, Liberty Kenya Holdings' PEG Ratio has ranged from 0.37 to 0.67. According to the industry distribution chart, Liberty Kenya Holdings ranks #52 out of 187 companies in the Insurance industry, placing it in the top 27.8%.
Is Liberty Kenya Holdings' PEG Ratio too high?
Liberty Kenya Holdings' current PEG Ratio of 0.45 is 18% below median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.67. The Insurance industry median PEG Ratio is 0.88. Liberty Kenya Holdings' value of 0.45 is 48.9% below this industry median. Based on the distribution chart, Liberty Kenya Holdings ranks #52 out of 187 companies in the Insurance industry, which is above the industry midpoint. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' PEG Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liberty Kenya Holdings ranks #52 out of 187 companies for PEG Ratio. This puts Liberty Kenya Holdings in the upper half of its industry. The industry median PEG Ratio is 0.88. Liberty Kenya Holdings' value of 0.45 is 48.9% below this benchmark. Historically, Liberty Kenya Holdings' own PEG Ratio has ranged from 0.37 to 0.67 over the past decade. While the company's 10-year median is 0.55 vs. the industry median of 0.88, Liberty Kenya Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.88, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liberty Kenya Holdings's current PEG Ratio of 0.45 is 48.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Liberty Kenya Holdings and its competitors. For the Insurance industry, the median PEG Ratio is 0.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Kenya Holdings's current PEG Ratio is 0.45, which is 18% below median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.56, compared to a current price of KES9.02 — trading 5.4% above its estimated fair value. The current PEG Ratio is 0.45, which is 18% below median its 10-year median of 0.55 and 48.9% below the Insurance industry median of 0.88. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current PEG Ratio is 0.45 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued. The current stock price of KES9.02 is trading 5.4% above its estimated GF Value™ of KES8.56. GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.

Key valuation signals for NAI:LBTY:

  • PEG Ratio: 0.45 (18% below median its 10-year median of 0.55)
  • GF Value™: KES8.56 vs. price of KES9.02 (5.4% above fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 48.9% below the Insurance median (#52 of 187)

No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Kenya Holdings Business Description

Address Mamlaka Road, Processional Way, P. O. Box 43963, Liberty House, Nairobi, KEN, 00100
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score

Get the complete analysis for NAI:LBTY

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.02
Price
KES8.56
GF Value