Liberty Kenya Holdings (NAI:LBTY) Scaled Net Operating Assets: 0.04 (As of Dec. 2025)


NAI:LBTY Liberty Kenya Holdings Ltd NAI:LBTY
69 GF Score
Price KES9.08
GF Value KES8.56
Valuation Fairly Valued
! 4 Warning Signs
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What is Liberty Kenya Holdings Scaled Net Operating Assets?

Liberty Kenya Holdings NAI:LBTY +0.67% 69 Scaled Net Operating Assets is 0.04 as of Dec. 2025. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.56 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Liberty Kenya Holdings's operating assets for the quarter that ended in Dec. 2025 was KES38,033 Mil. Liberty Kenya Holdings's operating liabilities for the quarter that ended in Dec. 2025 was KES36,171 Mil. Liberty Kenya Holdings's Total Assets for the quarter that ended in Dec. 2024 was KES48,149 Mil. Therefore, Liberty Kenya Holdings's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.04.

NAI:LBTY
69GF Score
Liberty Kenya Holdings Ltd NAI:LBTY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Kenya Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Liberty Kenya Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(38033-36171)/48149
=0.04

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=46306 - 8273
=38033

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=36226 - 35 - 20
=36171

Liberty Kenya Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Dec. 2024 )
=(38033-36171)/48149
=0.04

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=46306 - 8273
=38033

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=36226 - 35 - 20
=36171

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.04 mean?
Liberty Kenya Holdings (NAI:LBTY) has a Scaled Net Operating Assets of 0.04 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Liberty Kenya Holdings and its competitors.
Is Liberty Kenya Holdings' Scaled Net Operating Assets too high?
Liberty Kenya Holdings' current Scaled Net Operating Assets is 0.04. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' Scaled Net Operating Assets compare to BRK.A and AIG?
Liberty Kenya Holdings' Scaled Net Operating Assets of 0.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Liberty Kenya Holdings and its competitors. Liberty Kenya Holdings's current Scaled Net Operating Assets is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.56, compared to a current price of KES9.08 — trading 6.1% above its estimated fair value. The current Scaled Net Operating Assets is 0.04. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current Scaled Net Operating Assets is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued. The current stock price of KES9.08 is trading 6.1% above its estimated GF Value™ of KES8.56. GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.

Key valuation signals for NAI:LBTY:

  • Scaled Net Operating Assets: 0.04
  • GF Value™: KES8.56 vs. price of KES9.08 (6.1% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Liberty Kenya Holdings Business Description

Address Mamlaka Road, Processional Way, P. O. Box 43963, Liberty House, Nairobi, KEN, 00100
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score

Get the complete analysis for NAI:LBTY

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.08
Price
KES8.56
GF Value