Liberty Kenya Holdings (NAI:LBTY) Net Debt Paydown Yield % : 0.12% (As of Aug. 21, 2026) — 57% Below Median

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NAI:LBTY Liberty Kenya Holdings Ltd NAI:LBTY
69 GF Score
Price KES9.18
GF Value KES8.66
Valuation Fairly Valued
! 5 Warning Signs
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What is Liberty Kenya Holdings Net Debt Paydown Yield %?

Liberty Kenya Holdings NAI:LBTY -3.37% 69 Net Debt Paydown Yield % is 0.12% as of Aug. 21, 2026, which is 57% below its 10-year median of 0.28. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.66 (Fairly Valued). The stock has 5 warning signs investors should review. Among 422 Insurance companies, Liberty Kenya Holdings ranks better than 69.43% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Liberty Kenya Holdings's Net Debt Paydown Yield % was 0.12%.


Liberty Kenya Holdings  (NAI:LBTY) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Liberty Kenya Holdings Net Debt Paydown Yield % Related Terms


Liberty Kenya Holdings Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Liberty Kenya Holdings's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Kenya Holdings Net Debt Paydown Yield % Chart

Liberty Kenya Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 -1.11 0.61 1.09 0.11

Liberty Kenya Holdings Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.55 -1.11 0.61 1.09 0.11

NAI:LBTY vs BRK.A, AIG, HIG: Net Debt Paydown Yield % Comparison

For the Insurance - Diversified subindustry, Liberty Kenya Holdings's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Kenya Holdings Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Liberty Kenya Holdings's Net Debt Paydown Yield % falls into.


NAI:LBTY
69GF Score
Liberty Kenya Holdings Ltd NAI:LBTY
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Kenya Holdings Net Debt Paydown Yield % Calculation

Liberty Kenya Holdings's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 61-55 )/5410.6407
=0.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.12% mean?
Liberty Kenya Holdings (NAI:LBTY) has a Net Debt Paydown Yield % of 0.12% as of Aug. 21, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Liberty Kenya Holdings and its competitors. This is 57% below median its historical median of 0.28. According to the industry distribution chart, Liberty Kenya Holdings ranks #129 out of 422 companies in the Insurance industry, placing it in the top 30.6%.
Is Liberty Kenya Holdings' Net Debt Paydown Yield % too high?
Liberty Kenya Holdings' current Net Debt Paydown Yield % of 0.12% is 57% below median its 10-year median of 0.28. Based on the distribution chart, Liberty Kenya Holdings ranks #129 out of 422 companies in the Insurance industry, which is above the industry midpoint. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' Net Debt Paydown Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liberty Kenya Holdings ranks #129 out of 422 companies for Net Debt Paydown Yield %. This puts Liberty Kenya Holdings in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Liberty Kenya Holdings and its competitors. Liberty Kenya Holdings's current Net Debt Paydown Yield % is 0.12%, which is 57% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.66, compared to a current price of KES9.18 — trading 6% above its estimated fair value. The current Net Debt Paydown Yield % is 0.12%, which is 57% below median its 10-year median of 0.28. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current Net Debt Paydown Yield % is 0.12% as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued. The current stock price of KES9.18 is trading 6% above its estimated GF Value™ of KES8.66. GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.

Key valuation signals for NAI:LBTY:

  • Net Debt Paydown Yield %: 0.12% (57% below median its 10-year median of 0.28)
  • GF Value™: KES8.66 vs. price of KES9.18 (6% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Kenya Holdings Business Description

Address Mamlaka Road, Processional Way, P. O. Box 43963, Liberty House, Nairobi, KEN, 00100
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score

Get the complete analysis for NAI:LBTY

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.18
Price
KES8.66
GF Value