Liberty Kenya HoldingsNAI:LBTY -0.88%69 Dividend Payout Ratio is 0.81 as of Dec. 2025, which is 98% above its 10-year median of 0.41. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.56 (Fairly Valued). The stock has 4 warning signs investors should review. Among 334 Insurance companies, Liberty Kenya Holdings ranks worse than 86.23% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Liberty Kenya Holdings's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.81.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Liberty Kenya Holdings Ltd is 0.81, which seems too high.
The historical rank and industry rank for Liberty Kenya Holdings's Dividend Payout Ratio or its related term are showing as below:
NAI:LBTY'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.41 Max: 0.81
Current: 0.81
During the past 13 years, the highest Dividend Payout Ratio of Liberty Kenya Holdings was 0.81. The lowest was 0.15. And the median was 0.41.
NAI:LBTY's Dividend Payout Ratio is ranked worse than 86.23% of 334
companies
in the Insurance industry
Industry Median: 0.38
vs NAI:LBTY: 0.81
During the past 13 years, the highest Trailing Annual Dividend Yield of Liberty Kenya Holdings was 11.11%. The lowest was 2.96%. And the median was 5.18%.
During the past 12 months, Liberty Kenya Holdings's average Dividends Per Share Growth Rate was 168.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Liberty Kenya Holdings (NAI:LBTY) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Liberty Kenya Holdings Dividend Payout Ratio Related Terms
Liberty Kenya Holdings Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Liberty Kenya Holdings's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liberty Kenya Holdings Dividend Payout Ratio Chart
NAI:LBTY vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison
For the Insurance - Diversified subindustry, Liberty Kenya Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liberty Kenya Holdings Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Liberty Kenya Holdings's Dividend Payout Ratio falls into.
Liberty Kenya Holdings Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Liberty Kenya Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liberty Kenya Holdings (NAI:LBTY) has a Dividend Payout Ratio of 0.81 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Liberty Kenya Holdings and its competitors. This is 98% above median its historical median of 0.41. Over the past decade, Liberty Kenya Holdings' Dividend Payout Ratio has ranged from 0.15 to 0.81. According to the industry distribution chart, Liberty Kenya Holdings ranks #288 out of 334 companies in the Insurance industry, placing it in the top 86.2%.
Is Liberty Kenya Holdings' Dividend Payout Ratio too high?
Liberty Kenya Holdings' current Dividend Payout Ratio of 0.81 is 98% above median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.81. The Insurance industry median Dividend Payout Ratio is 0.38. Liberty Kenya Holdings' value of 0.81 is 113.2% above this industry median. Based on the distribution chart, Liberty Kenya Holdings ranks #288 out of 334 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liberty Kenya Holdings ranks #288 out of 334 companies for Dividend Payout Ratio. This places Liberty Kenya Holdings in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Liberty Kenya Holdings' value of 0.81 is 113.2% above this benchmark. Historically, Liberty Kenya Holdings' own Dividend Payout Ratio has ranged from 0.15 to 0.81 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.38, Liberty Kenya Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 334 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liberty Kenya Holdings's current Dividend Payout Ratio of 0.81 is 113.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Liberty Kenya Holdings and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Kenya Holdings's current Dividend Payout Ratio is 0.81, which is 98% above median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.56, compared to a current price of KES9.02 — trading 5.4% above its estimated fair value. The current Dividend Payout Ratio is 0.81, which is 98% above median its 10-year median of 0.41 and 113.2% above the Insurance industry median of 0.38. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current Dividend Payout Ratio is 0.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?
Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued.
The current stock price of KES9.02 is trading 5.4% above its estimated GF Value™ of KES8.56.
GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.
Key valuation signals for NAI:LBTY:
Dividend Payout Ratio: 0.81 (98% above median its 10-year median of 0.41)
GF Value™: KES8.56 vs. price of KES9.02 (5.4% above fair value)
Industry Position: 113.2% above the Insurance median (#288 of 334)
No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score
Get the complete analysis for NAI:LBTY
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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