Liberty Kenya Holdings (NAI:LBTY) FCF Margin %: -2.56% (As of Dec. 2025)


NAI:LBTY Liberty Kenya Holdings Ltd NAI:LBTY
69 GF Score
Price KES9.02
GF Value KES8.56
Valuation Fairly Valued
! 4 Warning Signs
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What is Liberty Kenya Holdings FCF Margin %?

Liberty Kenya Holdings NAI:LBTY -0.88% 69 FCF Margin % is -2.56% as of Dec. 2025. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.56 (Fairly Valued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, Liberty Kenya Holdings ranks worse than 80.75% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Liberty Kenya Holdings's Free Cash Flow for the six months ended in Dec. 2025 was KES-437 Mil. Liberty Kenya Holdings's Revenue for the six months ended in Dec. 2025 was KES17,075 Mil. Therefore, Liberty Kenya Holdings's FCF Margin % for the quarter that ended in Dec. 2025 was -2.56%.

As of today, Liberty Kenya Holdings's current FCF Yield % is -9.04%.

The historical rank and industry rank for Liberty Kenya Holdings's FCF Margin % or its related term are showing as below:

NAI:LBTY' s FCF Margin % Range Over the Past 10 Years
Min: -14.53   Med: 7.7   Max: 37.41
Current: -2.56


During the past 13 years, the highest FCF Margin % of Liberty Kenya Holdings was 37.41%. The lowest was -14.53%. And the median was 7.70%.

NAI:LBTY's FCF Margin % is ranked worse than
80.75% of 504 companies
in the Insurance industry
Industry Median: 9.285 vs NAI:LBTY: -2.56


Liberty Kenya Holdings FCF Margin % Related Terms


Liberty Kenya Holdings FCF Margin % Historical Data

* Premium members only.

The historical data trend for Liberty Kenya Holdings's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Kenya Holdings FCF Margin % Chart

Liberty Kenya Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.02 5.45 37.41 -11.03 -2.56

Liberty Kenya Holdings Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.02 5.45 37.41 -11.03 -2.56

NAI:LBTY vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Liberty Kenya Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Kenya Holdings FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Liberty Kenya Holdings's FCF Margin % falls into.


NAI:LBTY
69GF Score
Liberty Kenya Holdings Ltd NAI:LBTY
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Liberty Kenya Holdings FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Liberty Kenya Holdings's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-437/17075
=-2.56 %

Liberty Kenya Holdings's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-437/17075
=-2.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -2.56% mean?
Liberty Kenya Holdings (NAI:LBTY) has a FCF Margin % of -2.56% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Liberty Kenya Holdings and its competitors. According to the industry distribution chart, Liberty Kenya Holdings ranks #407 out of 504 companies in the Insurance industry, placing it in the top 80.8%.
Is Liberty Kenya Holdings' FCF Margin % too high?
Liberty Kenya Holdings' current FCF Margin % is -2.56%. Based on the distribution chart, Liberty Kenya Holdings ranks #407 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liberty Kenya Holdings ranks #407 out of 504 companies for FCF Margin %. This places Liberty Kenya Holdings in the lower half of its industry. The industry median FCF Margin % is 9.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.29, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Liberty Kenya Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Kenya Holdings's current FCF Margin % is -2.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.56, compared to a current price of KES9.02 — trading 5.4% above its estimated fair value. The current FCF Margin % is -2.56%. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current FCF Margin % is -2.56% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued. The current stock price of KES9.02 is trading 5.4% above its estimated GF Value™ of KES8.56. GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.

Key valuation signals for NAI:LBTY:

  • FCF Margin %: -2.56%
  • GF Value™: KES8.56 vs. price of KES9.02 (5.4% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Kenya Holdings Business Description

Address Mamlaka Road, Processional Way, P. O. Box 43963, Liberty House, Nairobi, KEN, 00100
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score

Get the complete analysis for NAI:LBTY

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.02
Price
KES8.56
GF Value