Liberty Kenya Holdings (NAI:LBTY) ROE % Adjusted to Book Value: 8.28% (As of Dec. 2025)


NAI:LBTY Liberty Kenya Holdings Ltd NAI:LBTY
69 GF Score
Price KES9.08
GF Value KES8.56
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Liberty Kenya Holdings ROE % Adjusted to Book Value?

Liberty Kenya Holdings NAI:LBTY +0.67% 69 ROE % Adjusted to Book Value is 8.28% as of Dec. 2025. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.56 (Fairly Valued). The stock has 4 warning signs investors should review.

Liberty Kenya Holdings's ROE % for the quarter that ended in Dec. 2025 was 4.47%. Liberty Kenya Holdings's PB Ratio for the quarter that ended in Dec. 2025 was 0.54. Liberty Kenya Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 8.28%.


Liberty Kenya Holdings ROE % Adjusted to Book Value Related Terms


Liberty Kenya Holdings ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Liberty Kenya Holdings's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Kenya Holdings ROE % Adjusted to Book Value Chart

Liberty Kenya Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.13 7.57 33.68 40.71 8.28

Liberty Kenya Holdings Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.13 7.57 33.68 40.71 8.28

NAI:LBTY vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Liberty Kenya Holdings's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Kenya Holdings ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Liberty Kenya Holdings's ROE % Adjusted to Book Value falls into.


NAI:LBTY
69GF Score
Liberty Kenya Holdings Ltd NAI:LBTY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liberty Kenya Holdings ROE % Adjusted to Book Value Calculation

Liberty Kenya Holdings's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.47% / 0.54
=8.28%

Liberty Kenya Holdings's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.47% / 0.54
=8.28%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.28% mean?
Liberty Kenya Holdings (NAI:LBTY) has a ROE % Adjusted to Book Value of 8.28% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Liberty Kenya Holdings and its competitors.
Is Liberty Kenya Holdings' ROE % Adjusted to Book Value too high?
Liberty Kenya Holdings' current ROE % Adjusted to Book Value is 8.28%. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' ROE % Adjusted to Book Value compare to BRK.A and AIG?
Liberty Kenya Holdings' ROE % Adjusted to Book Value of 8.28% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Liberty Kenya Holdings and its competitors. Liberty Kenya Holdings's current ROE % Adjusted to Book Value is 8.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.56, compared to a current price of KES9.08 — trading 6.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.28%. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current ROE % Adjusted to Book Value is 8.28% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued. The current stock price of KES9.08 is trading 6.1% above its estimated GF Value™ of KES8.56. GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.

Key valuation signals for NAI:LBTY:

  • ROE % Adjusted to Book Value: 8.28%
  • GF Value™: KES8.56 vs. price of KES9.08 (6.1% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Kenya Holdings Business Description

Address Mamlaka Road, Processional Way, P. O. Box 43963, Liberty House, Nairobi, KEN, 00100
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score

Get the complete analysis for NAI:LBTY

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.08
Price
KES8.56
GF Value