Liberty Kenya Holdings (NAI:LBTY) PS Ratio: 0.28 (As of Jul. 08, 2026) — 24% Below Median


NAI:LBTY Liberty Kenya Holdings Ltd NAI:LBTY
69 GF Score
Price KES9.02
GF Value KES8.56
Valuation Fairly Valued
! 4 Warning Signs
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What is Liberty Kenya Holdings PS Ratio?

Liberty Kenya Holdings NAI:LBTY -0.88% 69 PS Ratio is 0.28 as of Jul. 08, 2026, which is 24% below its 10-year median of 0.37. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.56 (Fairly Valued). The stock has 4 warning signs investors should review. Among 502 Insurance companies, Liberty Kenya Holdings ranks better than 92.83% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Liberty Kenya Holdings's share price is KES9.02. Liberty Kenya Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was KES31.87. Hence, Liberty Kenya Holdings's PS Ratio for today is 0.28.

The historical rank and industry rank for Liberty Kenya Holdings's PS Ratio or its related term are showing as below:

NAI:LBTY' s PS Ratio Range Over the Past 10 Years
Min: 0.15   Med: 0.37   Max: 1.01
Current: 0.29

During the past 13 years, Liberty Kenya Holdings's highest PS Ratio was 1.01. The lowest was 0.15. And the median was 0.37.

NAI:LBTY's PS Ratio is ranked better than
92.83% of 502 companies
in the Insurance industry
Industry Median: 1.16 vs NAI:LBTY: 0.29

Liberty Kenya Holdings's Revenue per Sharefor the six months ended in Dec. 2025 was KES31.87. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was KES31.87.

Warning Sign:

Liberty Kenya Holdings Ltd revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Liberty Kenya Holdings was -1.30% per year. During the past 3 years, the average Revenue per Share Growth Rate was 10.00% per year. During the past 5 years, the average Revenue per Share Growth Rate was 12.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was 6.00% per year.

During the past 13 years, Liberty Kenya Holdings's highest 3-Year average Revenue per Share Growth Rate was 16.60% per year. The lowest was -1.90% per year. And the median was 5.75% per year.

Back to Basics: PS Ratio


Liberty Kenya Holdings  (NAI:LBTY) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Liberty Kenya Holdings PS Ratio Related Terms


Liberty Kenya Holdings PS Ratio Historical Data

* Premium members only.

The historical data trend for Liberty Kenya Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Kenya Holdings PS Ratio Chart

Liberty Kenya Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.23 0.17 0.21 0.32

Liberty Kenya Holdings Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.23 0.17 0.21 0.32

NAI:LBTY vs BRK.A, AIG, HIG: PS Ratio Comparison

For the Insurance - Diversified subindustry, Liberty Kenya Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Kenya Holdings PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where Liberty Kenya Holdings's PS Ratio falls into.


NAI:LBTY
69GF Score
Liberty Kenya Holdings Ltd NAI:LBTY
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liberty Kenya Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Liberty Kenya Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=9.02/31.874
=0.28

Liberty Kenya Holdings's Share Price of today is KES9.02.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Liberty Kenya Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was KES31.87.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.28 mean?
Liberty Kenya Holdings (NAI:LBTY) has a PS Ratio of 0.28 as of Jul. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Liberty Kenya Holdings and its competitors. This is 24% below median its historical median of 0.37. Over the past decade, Liberty Kenya Holdings' PS Ratio has ranged from 0.15 to 1.01. According to the industry distribution chart, Liberty Kenya Holdings ranks #36 out of 502 companies in the Insurance industry, placing it in the top 7.2%.
Is Liberty Kenya Holdings' PS Ratio too high?
Liberty Kenya Holdings' current PS Ratio of 0.28 is 24% below median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.01. The Insurance industry median PS Ratio is 1.16. Liberty Kenya Holdings' value of 0.28 is 75.9% below this industry median. Based on the distribution chart, Liberty Kenya Holdings ranks #36 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liberty Kenya Holdings ranks #36 out of 502 companies for PS Ratio. This places Liberty Kenya Holdings in the top 7% of its industry — outperforming the majority of peers. The industry median PS Ratio is 1.16. Liberty Kenya Holdings' value of 0.28 is 75.9% below this benchmark. Historically, Liberty Kenya Holdings' own PS Ratio has ranged from 0.15 to 1.01 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 1.16, Liberty Kenya Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liberty Kenya Holdings's current PS Ratio of 0.28 is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Liberty Kenya Holdings and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Kenya Holdings's current PS Ratio is 0.28, which is 24% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.56, compared to a current price of KES9.02 — trading 5.4% above its estimated fair value. The current PS Ratio is 0.28, which is 24% below median its 10-year median of 0.37 and 75.9% below the Insurance industry median of 1.16. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current PS Ratio is 0.28 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued. The current stock price of KES9.02 is trading 5.4% above its estimated GF Value™ of KES8.56. GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.

Key valuation signals for NAI:LBTY:

  • PS Ratio: 0.28 (24% below median its 10-year median of 0.37)
  • GF Value™: KES8.56 vs. price of KES9.02 (5.4% above fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 75.9% below the Insurance median (#36 of 502)

No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Kenya Holdings Business Description

Address Mamlaka Road, Processional Way, P. O. Box 43963, Liberty House, Nairobi, KEN, 00100
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score

Get the complete analysis for NAI:LBTY

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.02
Price
KES8.56
GF Value