The historical rank and industry rank for Liberty Kenya Holdings's Net Margin % or its related term are showing as below:
NAI:LBTY'
s Net Margin % Range Over the Past 10 Years
Min: 0.73 Med: 5.66 Max: 8.03
Current: 2.67
NAI:LBTY's Net Margin % is ranked worse than 79.52% of 503
companies
in the Insurance industry
Industry Median: 9.25
vs NAI:LBTY: 2.67
Liberty Kenya Holdings (NAI:LBTY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Liberty Kenya Holdings Net Margin % Related Terms
Liberty Kenya Holdings Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAI:LBTY vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Liberty Kenya Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liberty Kenya Holdings Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Liberty Kenya Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liberty Kenya Holdings (NAI:LBTY) has a Net Margin % of 2.67% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Liberty Kenya Holdings and its competitors. This is 53% below median its historical median of 5.66. Over the past decade, Liberty Kenya Holdings' Net Margin % has ranged from 0.73 to 8.03. According to the industry distribution chart, Liberty Kenya Holdings ranks #400 out of 503 companies in the Insurance industry, placing it in the top 79.5%.
Is Liberty Kenya Holdings' Net Margin % too high?
Liberty Kenya Holdings' current Net Margin % of 2.67% is 53% below median its 10-year median of 5.66. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 8.03. The Insurance industry median Net Margin % is 9.25. Liberty Kenya Holdings' value of 2.67% is 71.1% below this industry median. Based on the distribution chart, Liberty Kenya Holdings ranks #400 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liberty Kenya Holdings ranks #400 out of 503 companies for Net Margin %. This places Liberty Kenya Holdings in the lower half of its industry. The industry median Net Margin % is 9.25. Liberty Kenya Holdings' value of 2.67% is 71.1% below this benchmark. Historically, Liberty Kenya Holdings' own Net Margin % has ranged from 0.73 to 8.03 over the past decade. While the company's 10-year median is 5.66 vs. the industry median of 9.25, Liberty Kenya Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.25, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liberty Kenya Holdings's current Net Margin % of 2.67% is 71.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Liberty Kenya Holdings and its competitors. For the Insurance industry, the median Net Margin % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Kenya Holdings's current Net Margin % is 2.67%, which is 53% below median its own 10-year median of 5.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.56, compared to a current price of KES9.02 — trading 5.4% above its estimated fair value. The current Net Margin % is 2.67%, which is 53% below median its 10-year median of 5.66 and 71.1% below the Insurance industry median of 9.25. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current Net Margin % is 2.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?
Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued.
The current stock price of KES9.02 is trading 5.4% above its estimated GF Value™ of KES8.56.
GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.
Key valuation signals for NAI:LBTY:
Net Margin %: 2.67% (53% below median its 10-year median of 5.66)
GF Value™: KES8.56 vs. price of KES9.02 (5.4% above fair value)
Industry Position: 71.1% below the Insurance median (#400 of 503)
No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score
Get the complete analysis for NAI:LBTY
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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