Liberty Kenya Holdings (NAI:LBTY) EV-to-EBITDA: -2.44 (As of Aug. 22, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:LBTY Liberty Kenya Holdings Ltd NAI:LBTY
69 GF Score
Price KES9.40
GF Value KES8.66
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Liberty Kenya Holdings EV-to-EBITDA?

Liberty Kenya Holdings NAI:LBTY +2.40% 69 EV-to-EBITDA is -2.44 as of Aug. 22, 2026. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.66 (Fairly Valued). The stock has 5 warning signs investors should review. Among 348 Insurance companies, Liberty Kenya Holdings ranks better than 98.85% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Liberty Kenya Holdings's enterprise value is KES-3,182 Mil. Liberty Kenya Holdings's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was KES1,304 Mil. Therefore, Liberty Kenya Holdings's EV-to-EBITDA for today is -2.44.

The historical rank and industry rank for Liberty Kenya Holdings's EV-to-EBITDA or its related term are showing as below:

NAI:LBTY' s EV-to-EBITDA Range Over the Past 10 Years
Min: -10.63   Med: -1.99   Max: 1.21
Current: -2.45

During the past 13 years, the highest EV-to-EBITDA of Liberty Kenya Holdings was 1.21. The lowest was -10.63. And the median was -1.99.

NAI:LBTY's EV-to-EBITDA is ranked better than
98.85% of 348 companies
in the Insurance industry
Industry Median: 8.095 vs NAI:LBTY: -2.45

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-08-22), Liberty Kenya Holdings's stock price is KES9.40. Liberty Kenya Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was KES0.850. Therefore, Liberty Kenya Holdings's PE Ratio (TTM) for today is 11.06.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Liberty Kenya Holdings  (NAI:LBTY) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Liberty Kenya Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=9.40/0.850
=11.06

Liberty Kenya Holdings's share price for today is KES9.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Liberty Kenya Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was KES0.850.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Liberty Kenya Holdings EV-to-EBITDA Related Terms


Liberty Kenya Holdings EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Liberty Kenya Holdings's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Kenya Holdings EV-to-EBITDA Chart

Liberty Kenya Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.80 -8.21 -8.73 -2.23 -2.15

Liberty Kenya Holdings Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.80 -8.21 -8.73 -2.23 -2.15

NAI:LBTY vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Liberty Kenya Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Kenya Holdings EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Liberty Kenya Holdings's EV-to-EBITDA falls into.


NAI:LBTY
69GF Score
Liberty Kenya Holdings Ltd NAI:LBTY
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liberty Kenya Holdings EV-to-EBITDA Calculation

Liberty Kenya Holdings's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=-3182.350/1304
=-2.44

Liberty Kenya Holdings's current Enterprise Value is KES-3,182 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Liberty Kenya Holdings's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was KES1,304 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -2.44 mean?
Liberty Kenya Holdings (NAI:LBTY) has a EV-to-EBITDA of -2.44 as of Aug. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Liberty Kenya Holdings. According to the industry distribution chart, Liberty Kenya Holdings ranks #4 out of 348 companies in the Insurance industry, placing it in the top 1.1%.
Is Liberty Kenya Holdings' EV-to-EBITDA too high?
Liberty Kenya Holdings' current EV-to-EBITDA is -2.44. Based on the distribution chart, Liberty Kenya Holdings ranks #4 out of 348 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liberty Kenya Holdings ranks #4 out of 348 companies for EV-to-EBITDA. This places Liberty Kenya Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.10, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Liberty Kenya Holdings. For the Insurance industry, the median EV-to-EBITDA is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Kenya Holdings's current EV-to-EBITDA is -2.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.66, compared to a current price of KES9.40 — trading 8.5% above its estimated fair value. The current EV-to-EBITDA is -2.44. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current EV-to-EBITDA is -2.44 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued. The current stock price of KES9.40 is trading 8.5% above its estimated GF Value™ of KES8.66. GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.

Key valuation signals for NAI:LBTY:

  • EV-to-EBITDA: -2.44
  • GF Value™: KES8.66 vs. price of KES9.40 (8.5% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Kenya Holdings Business Description

Address Mamlaka Road, Processional Way, P. O. Box 43963, Liberty House, Nairobi, KEN, 00100
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score

Get the complete analysis for NAI:LBTY

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES9.40
Price
KES8.66
GF Value