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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Liberty Kenya Holdings's retained earnings for the quarter that ended in Dec. 2025 was KES5,597 Mil.
Liberty Kenya Holdings's quarterly retained earnings
increased
from Dec. 2023 (KES5,394 Mil) to Dec. 2024 (KES6,473 Mil) but then
declined
from Dec. 2024 (KES6,473 Mil) to Dec. 2025 (KES5,597 Mil).
Liberty Kenya Holdings's annual retained earnings
increased
from Dec. 2023 (KES5,394 Mil) to Dec. 2024 (KES6,473 Mil) but then
declined
from Dec. 2024 (KES6,473 Mil) to Dec. 2025 (KES5,597 Mil).
Liberty Kenya Holdings (NAI:LBTY) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Liberty Kenya Holdings Retained Earnings Historical Data
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The historical data trend for Liberty Kenya Holdings's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liberty Kenya Holdings Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of KES5,597 Mil mean?
Liberty Kenya Holdings (NAI:LBTY) has a Retained Earnings of KES5,597 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Liberty Kenya Holdings and its competitors.
Is Liberty Kenya Holdings' Retained Earnings too high?
Liberty Kenya Holdings' current Retained Earnings is KES5,597 Mil. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' Retained Earnings compare to BRK.A and AIG?
Liberty Kenya Holdings' Retained Earnings of KES5,597 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Liberty Kenya Holdings and its competitors. Liberty Kenya Holdings's current Retained Earnings is KES5,597 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.66, compared to a current price of KES9.18 — trading 6% above its estimated fair value. The current Retained Earnings is KES5,597 Mil. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current Retained Earnings is KES5,597 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?
Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued.
The current stock price of KES9.18 is trading 6% above its estimated GF Value™ of KES8.66.
GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.
Key valuation signals for NAI:LBTY:
Retained Earnings: KES5,597 Mil
GF Value™: KES8.66 vs. price of KES9.18 (6% above fair value)
No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score
Get the complete analysis for NAI:LBTY
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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