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Liberty Kenya HoldingsNAI:LBTY +2.40%69 Peter Lynch Fair Value is KES19.93 as of Aug. 21, 2026, which is 100% below its 10-year median of 0.45. GuruFocus rates NAI:LBTY with a GF Score™ of 69/100 and a GF Value™ of KES8.66 (Fairly Valued). The stock has 5 warning signs investors should review. Among 153 Insurance companies, Liberty Kenya Holdings ranks better than 71.9% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Liberty Kenya Holdings's PEG is 1. Liberty Kenya Holdings's 5-Year TTM EBITDA Growth Rate is 16.2.
Liberty Kenya Holdings's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was KES1.23. Therefore, the Peter Lynch Fair Value for today is KES19.93.
The historical rank and industry rank for Liberty Kenya Holdings's Peter Lynch Fair Value or its related term are showing as below:
NAI:LBTY'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.38 Med: 0.45 Max: 0.51
Current: 0.47
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Liberty Kenya Holdings was 0.51. The lowest was 0.38. And the median was 0.45.
NAI:LBTY's Price-to-Peter-Lynch-Fair-Value is ranked better than 71.9% of 153
companies
in the Insurance industry
Industry Median: 0.85
vs NAI:LBTY: 0.47
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Liberty Kenya Holdings (NAI:LBTY) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 16.2 instead of 15 in this case.
Liberty Kenya Holdings's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
9.40
/
19.93
=
0.47
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liberty Kenya Holdings Peter Lynch Fair Value Related Terms
Liberty Kenya Holdings Peter Lynch Fair Value Historical Data
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The historical data trend for Liberty Kenya Holdings's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liberty Kenya Holdings Peter Lynch Fair Value Chart
NAI:LBTY vs BRK.A, AIG, HIG: Peter Lynch Fair Value Comparison
For the Insurance - Diversified subindustry, Liberty Kenya Holdings's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liberty Kenya Holdings Price-to-Peter-Lynch-Fair-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Liberty Kenya Holdings's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Liberty Kenya Holdings's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Liberty Kenya Holdings's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was KES1.23.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of KES19.93 mean?
Liberty Kenya Holdings (NAI:LBTY) has a Peter Lynch Fair Value of KES19.93 as of Aug. 21, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Liberty Kenya Holdings and its competitors. This is 4329% above median its historical median of 0.45. Over the past decade, Liberty Kenya Holdings' Peter Lynch Fair Value has ranged from 0.38 to 0.51. According to the industry distribution chart, Liberty Kenya Holdings ranks #43 out of 153 companies in the Insurance industry, placing it in the top 28.1%.
Is Liberty Kenya Holdings' Peter Lynch Fair Value too high?
Liberty Kenya Holdings' current Peter Lynch Fair Value of KES19.93 is 4329% above median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 0.51. Based on the distribution chart, Liberty Kenya Holdings ranks #43 out of 153 companies in the Insurance industry, which is above the industry midpoint. Overall, Liberty Kenya Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Liberty Kenya Holdings' Peter Lynch Fair Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liberty Kenya Holdings ranks #43 out of 153 companies for Peter Lynch Fair Value. This puts Liberty Kenya Holdings in the upper half of its industry. The industry median Peter Lynch Fair Value is 0.85. Historically, Liberty Kenya Holdings' own Peter Lynch Fair Value has ranged from 0.38 to 0.51 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.85, based on 153 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Liberty Kenya Holdings and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Kenya Holdings's current Peter Lynch Fair Value is KES19.93, which is 4329% above median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Kenya Holdings stock overvalued right now?
Based on GuruFocus' analysis, Liberty Kenya Holdings (NAI:LBTY) is currently considered Fairly Valued. The stock's GF Value™ is KES8.66, compared to a current price of KES9.40 — trading 8.5% above its estimated fair value. The current Peter Lynch Fair Value is KES19.93, which is 4329% above median its 10-year median of 0.45. Liberty Kenya Holdings' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Liberty Kenya Holdings (NAI:LBTY), the current Peter Lynch Fair Value is KES19.93 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liberty Kenya Holdings (NAI:LBTY) Overvalued in 2026?
Based on GuruFocus' analysis, Liberty Kenya Holdings stock appears to be overvalued.
The current stock price of KES9.40 is trading 8.5% above its estimated GF Value™ of KES8.66.
GuruFocus considers Liberty Kenya Holdings to be Fairly Valued.
Key valuation signals for NAI:LBTY:
Peter Lynch Fair Value: KES19.93 (4329% above median its 10-year median of 0.45)
GF Value™: KES8.66 vs. price of KES9.40 (8.5% above fair value)
No single metric tells the full story. See the NAI:LBTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liberty Kenya Holdings Ltd is an insurance company. It offers long-term insurance products, financial products, and services to the retail and corporate markets. Its products include life insurance, health insurance, and short-term insurance. The group is organized into segments are Long-term business, General businesses, and Holding company. The company generates maximum of its revenue from General business segment.
69GF Score
Get the complete analysis for NAI:LBTY
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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