PBKX (Partners Bank of California) Net Loan: $471.99 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PBKX Partners Bank of California PBKX
52 GF Score
Price $19.75
GF Value $13.82
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Partners Bank of California Net Loan?

Partners Bank of California PBKX -1.25% 52 Net Loan is $471.99 Mil as of Mar. 2026. GuruFocus rates PBKX with a GF Score™ of 52/100 and a GF Value™ of $13.82 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Partners Bank of California's quarterly net loan increased from Sep. 2025 ($413.66 Mil) to Dec. 2025 ($463.98 Mil) and increased from Dec. 2025 ($463.98 Mil) to Mar. 2026 ($471.99 Mil).

Partners Bank of California's annual net loan increased from Dec. 2023 ($387.72 Mil) to Dec. 2024 ($463.98 Mil) and increased from Dec. 2024 ($463.98 Mil) to Dec. 2025 ($471.99 Mil).

Partners Bank of California Net Loan Historical Data

* Premium members only.

The historical data trend for Partners Bank of California's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Partners Bank of California Net Loan Chart

Partners Bank of California Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 307.68 387.33 387.72 388.97 463.98

Partners Bank of California Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 385.05 410.16 413.66 463.98 471.99
PBKX
52GF Score
Partners Bank of California PBKX
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Partners Bank of California Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $471.99 Mil mean?
Partners Bank of California (PBKX) has a Net Loan of $471.99 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Partners Bank of California and its competitors.
Is Partners Bank of California's Net Loan too high?
Partners Bank of California's current Net Loan is $471.99 Mil. Overall, Partners Bank of California has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's Net Loan compare to REDW and FSEA?
Partners Bank of California's Net Loan of $471.99 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Partners Bank of California and its competitors. Partners Bank of California's current Net Loan is $471.99 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.82, compared to a current price of $19.75 — trading 42.9% above its estimated fair value. The current Net Loan is $471.99 Mil. Partners Bank of California's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current Net Loan is $471.99 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Partners Bank of California (PBKX) Overvalued in 2026?

Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued. The current stock price of $19.75 is trading 42.9% above its estimated GF Value™ of $13.82. GuruFocus considers Partners Bank of California to be Significantly Overvalued.

Key valuation signals for PBKX:

  • Net Loan: $471.99 Mil
  • GF Value™: $13.82 vs. price of $19.75 (42.9% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Partners Bank of California Business Description

Address 27201 Puerta Real, Suite 160, Mission Viejo, CA, USA, 92691
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
52GF Score

Get the complete analysis for PBKX

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.75
Price
$13.82
GF Value