PBKX (Partners Bank of California) Profitability Rank: 4 (As of Mar. 2026) — 33% Above Median

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PBKX Partners Bank of California PBKX
52 GF Score
Price $19.75
GF Value $13.82
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Partners Bank of California Profitability Rank?

Partners Bank of California PBKX -1.25% 52 Profitability Rank is 4 as of Mar. 2026, which is 33% above its 10-year median of 3.00. GuruFocus rates PBKX with a GF Score™ of 52/100 and a GF Value™ of $13.82 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Partners Bank of California has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Partners Bank of California's Operating Margin % for the quarter that ended in Mar. 2026 was 0.00%. As of today, Partners Bank of California's Piotroski F-Score is 5.


Partners Bank of California Profitability Rank Related Terms


PBKX vs REDW, FSEA, FBSI: Profitability Rank Comparison

For the Banks - Regional subindustry, Partners Bank of California's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Partners Bank of California Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Partners Bank of California's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Partners Bank of California's Profitability Rank falls into.


PBKX
52GF Score
Partners Bank of California PBKX
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Partners Bank of California Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Partners Bank of California has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Partners Bank of California's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0 / 6.268
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Partners Bank of California has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Partners Bank of California (PBKX) has a Profitability Rank of 4 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Partners Bank of California and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Partners Bank of California's Profitability Rank has ranged from 1.00 to 4.00.
Is Partners Bank of California's Profitability Rank too high?
Partners Bank of California's current Profitability Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, Partners Bank of California has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's Profitability Rank compare to REDW and FSEA?
Partners Bank of California's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, Partners Bank of California's own Profitability Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Partners Bank of California and its competitors. Partners Bank of California's current Profitability Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.82, compared to a current price of $19.75 — trading 42.9% above its estimated fair value. The current Profitability Rank is 4, which is 33% above median its 10-year median of 3.00. Partners Bank of California's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current Profitability Rank is 4 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Partners Bank of California (PBKX) Overvalued in 2026?

Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued. The current stock price of $19.75 is trading 42.9% above its estimated GF Value™ of $13.82. GuruFocus considers Partners Bank of California to be Significantly Overvalued.

Key valuation signals for PBKX:

  • Profitability Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: $13.82 vs. price of $19.75 (42.9% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Partners Bank of California Business Description

Address 27201 Puerta Real, Suite 160, Mission Viejo, CA, USA, 92691
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
52GF Score

Get the complete analysis for PBKX

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.75
Price
$13.82
GF Value