Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Partners Bank of California's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Partners Bank of California FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Partners Bank of California's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Partners Bank of California's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Partners Bank of California (PBKX) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Partners Bank of California and its competitors. Over the past decade, Partners Bank of California's FCF Margin % has ranged from 1.29 to 35.07. According to the industry distribution chart, Partners Bank of California ranks #1096 out of 1502 companies in the Banks industry, placing it in the top 73%.
Is Partners Bank of California's FCF Margin % too high?
Partners Bank of California's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 35.07. Based on the distribution chart, Partners Bank of California ranks #1096 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Partners Bank of California has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's FCF Margin % compare to REDW and FSEA?
According to the Banks industry distribution chart, Partners Bank of California ranks #1096 out of 1502 companies for FCF Margin %. This places Partners Bank of California in the lower half of its industry. The industry median FCF Margin % is 25.85. Historically, Partners Bank of California's own FCF Margin % has ranged from 1.29 to 35.07 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.85, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Partners Bank of California and its competitors. For the Banks industry, the median FCF Margin % is 25.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Partners Bank of California's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.82, compared to a current price of $19.75 — trading 42.9% above its estimated fair value. The current FCF Margin % is 0.00%. Partners Bank of California's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Partners Bank of California (PBKX) Overvalued in 2026?
Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued.
The current stock price of $19.75 is trading 42.9% above its estimated GF Value™ of $13.82.
GuruFocus considers Partners Bank of California to be Significantly Overvalued.
Key valuation signals for PBKX:
FCF Margin %: 0.00%
GF Value™: $13.82 vs. price of $19.75 (42.9% above fair value)
No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
52GF Score
Get the complete analysis for PBKX
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PBKX has been successfully added to your 
