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Partners Bank of California (OTCPK:PBKX) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
Partners Bank of California Net Cash per Share Related Terms
Partners Bank of California Net Cash per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Partners Bank of California Net Cash per Share Chart
PBKX vs ASRV, FBSI, CYFL: Net Cash per Share Comparison
For the Banks - Regional subindustry, Partners Bank of California's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Partners Bank of California Price-to-Net-Cash vs Banks Industry
For the Banks industry and Financial Services sector, Partners Bank of California's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where Partners Bank of California's Price-to-Net-Cash falls into.
Partners Bank of California Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
Partners Bank of California's Net Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Partners Bank of California (PBKX) has a Net Cash per Share of $-98.99 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Partners Bank of California and its competitors. According to the industry distribution chart, Partners Bank of California ranks #999999 out of 8 companies in the Banks industry.
Is Partners Bank of California's Net Cash per Share too high?
Partners Bank of California's current Net Cash per Share is $-98.99. Based on the distribution chart, Partners Bank of California ranks #999999 out of 8 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Partners Bank of California has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's Net Cash per Share compare to ASRV and FBSI?
According to the Banks industry distribution chart, Partners Bank of California ranks #999999 out of 8 companies for Net Cash per Share. This places Partners Bank of California in the lower half of its industry. The industry median Net Cash per Share is 3.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Banks company?
The median Net Cash per Share among Banks companies is 3.18, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on Partners Bank of California and its competitors. For the Banks industry, the median Net Cash per Share is 3.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Partners Bank of California's current Net Cash per Share is $-98.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.08, compared to a current price of $17.91 — trading 27.2% above its estimated fair value. The current Net Cash per Share is $-98.99. Partners Bank of California's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current Net Cash per Share is $-98.99 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Partners Bank of California (PBKX) Overvalued in 2026?
Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued.
The current stock price of $17.91 is trading 27.2% above its estimated GF Value™ of $14.08.
GuruFocus considers Partners Bank of California to be Modestly Overvalued.
Key valuation signals for PBKX:
Net Cash per Share: $-98.99
GF Value™: $14.08 vs. price of $17.91 (27.2% above fair value)
No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
55GF Score
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