PBKX (Partners Bank of California) 3-Year Share Buyback Ratio: -0.20% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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PBKX Partners Bank of California PBKX
55 GF Score
Price $18.16
GF Value $14.03
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Partners Bank of California 3-Year Share Buyback Ratio?

Partners Bank of California PBKX -2.16% 55 3-Year Share Buyback Ratio is -0.20 as of Jun. 2026. GuruFocus rates PBKX with a GF Score™ of 55/100 and a GF Value™ of $14.03 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,044 Banks companies, Partners Bank of California ranks better than 52.2% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Partners Bank of California's current 3-Year Share Buyback Ratio was -0.20%.

The historical rank and industry rank for Partners Bank of California's 3-Year Share Buyback Ratio or its related term are showing as below:

PBKX' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -5.1   Med: -1.1   Max: -0.2
Current: -0.2

During the past 8 years, Partners Bank of California's highest 3-Year Share Buyback Ratio was -0.20%. The lowest was -5.10%. And the median was -1.10%.

PBKX's 3-Year Share Buyback Ratio is ranked better than
52.2% of 1044 companies
in the Banks industry
Industry Median: -0.2 vs PBKX: -0.20

Partners Bank of California (OTCPK:PBKX) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Partners Bank of California 3-Year Share Buyback Ratio Related Terms


PBKX vs REDW, FSEA, FBSI: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Partners Bank of California's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Partners Bank of California 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Partners Bank of California's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Partners Bank of California's 3-Year Share Buyback Ratio falls into.


PBKX
55GF Score
Partners Bank of California PBKX
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Partners Bank of California 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -0.20 mean?
Partners Bank of California (PBKX) has a 3-Year Share Buyback Ratio of -0.20 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Partners Bank of California and its competitors. According to the industry distribution chart, Partners Bank of California ranks #499 out of 1044 companies in the Banks industry, placing it in the top 47.8%.
Is Partners Bank of California's 3-Year Share Buyback Ratio too high?
Partners Bank of California's current 3-Year Share Buyback Ratio is -0.20. Based on the distribution chart, Partners Bank of California ranks #499 out of 1044 companies in the Banks industry, which is above the industry midpoint. Overall, Partners Bank of California has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's 3-Year Share Buyback Ratio compare to REDW and FSEA?
According to the Banks industry distribution chart, Partners Bank of California ranks #499 out of 1044 companies for 3-Year Share Buyback Ratio. This puts Partners Bank of California in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Partners Bank of California and its competitors. Partners Bank of California's current 3-Year Share Buyback Ratio is -0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.03, compared to a current price of $18.16 — trading 29.4% above its estimated fair value. The current 3-Year Share Buyback Ratio is -0.20. Partners Bank of California's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current 3-Year Share Buyback Ratio is -0.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Partners Bank of California (PBKX) Overvalued in 2026?

Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued. The current stock price of $18.16 is trading 29.4% above its estimated GF Value™ of $14.03. GuruFocus considers Partners Bank of California to be Modestly Overvalued.

Key valuation signals for PBKX:

  • 3-Year Share Buyback Ratio: -0.20
  • GF Value™: $14.03 vs. price of $18.16 (29.4% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Partners Bank of California Business Description

Address 27201 Puerta Real, Suite 160, Mission Viejo, CA, USA, 92691
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
55GF Score

Get the complete analysis for PBKX

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.16
Price
$14.03
GF Value