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Partners Bank of CaliforniaPBKX -1.25%52 PEG Ratio is 1.16 as of Aug. 01, 2026, which is 23% above its 10-year median of 0.94. GuruFocus rates PBKX with a GF Score™ of 52/100 and a GF Value™ of $13.82 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,231 Banks companies, Partners Bank of California ranks better than 60.68% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Partners Bank of California's PEG Ratio or its related term are showing as below:
PBKX'
s PEG Ratio Range Over the Past 10 Years
Min: 0.76 Med: 0.94 Max: 1.18
Current: 1.16
During the past 8 years, Partners Bank of California's highest PEG Ratio was 1.18. The lowest was 0.76. And the median was 0.94.
PBKX's PEG Ratio is ranked better than 60.68% of 1231
companies
in the Banks industry
Industry Median: 1.56
vs PBKX: 1.16
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Partners Bank of California (OTCPK:PBKX) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Partners Bank of California PEG Ratio Related Terms
Partners Bank of California PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Partners Bank of California's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Partners Bank of California PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Partners Bank of California's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Partners Bank of California's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Partners Bank of California (PBKX) has a PEG Ratio of 1.16 as of Aug. 01, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Partners Bank of California and its competitors. This is 23% above median its historical median of 0.94. Over the past decade, Partners Bank of California's PEG Ratio has ranged from 0.76 to 1.18. According to the industry distribution chart, Partners Bank of California ranks #484 out of 1231 companies in the Banks industry, placing it in the top 39.3%.
Is Partners Bank of California's PEG Ratio too high?
Partners Bank of California's current PEG Ratio of 1.16 is 23% above median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 1.18. The Banks industry median PEG Ratio is 1.56. Partners Bank of California's value of 1.16 is 25.6% below this industry median. Based on the distribution chart, Partners Bank of California ranks #484 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Partners Bank of California has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's PEG Ratio compare to REDW and FSEA?
According to the Banks industry distribution chart, Partners Bank of California ranks #484 out of 1231 companies for PEG Ratio. This puts Partners Bank of California in the upper half of its industry. The industry median PEG Ratio is 1.56. Partners Bank of California's value of 1.16 is 25.6% below this benchmark. Historically, Partners Bank of California's own PEG Ratio has ranged from 0.76 to 1.18 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 1.56, Partners Bank of California has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Partners Bank of California's current PEG Ratio of 1.16 is 25.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Partners Bank of California and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Partners Bank of California's current PEG Ratio is 1.16, which is 23% above median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.82, compared to a current price of $19.75 — trading 42.9% above its estimated fair value. The current PEG Ratio is 1.16, which is 23% above median its 10-year median of 0.94 and 25.6% below the Banks industry median of 1.56. Partners Bank of California's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current PEG Ratio is 1.16 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Partners Bank of California (PBKX) Overvalued in 2026?
Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued.
The current stock price of $19.75 is trading 42.9% above its estimated GF Value™ of $13.82.
GuruFocus considers Partners Bank of California to be Significantly Overvalued.
Key valuation signals for PBKX:
PEG Ratio: 1.16 (23% above median its 10-year median of 0.94)
GF Value™: $13.82 vs. price of $19.75 (42.9% above fair value)
Industry Position: 25.6% below the Banks median (#484 of 1231)
No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
52GF Score
Get the complete analysis for PBKX
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