PBKX (Partners Bank of California) EV-to-OCF: (As of Aug. 01, 2026)

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PBKX Partners Bank of California PBKX
52 GF Score
Price $19.75
GF Value $13.82
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Partners Bank of California EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Partners Bank of California's Enterprise Value is $21.80 Mil. Partners Bank of California's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Partners Bank of California's EV-to-OCF for today is .

The historical rank and industry rank for Partners Bank of California's EV-to-OCF or its related term are showing as below:

PBKX' s EV-to-OCF Range Over the Past 10 Years
Min: 30.1   Med: 0   Max: 54.74
Current: 51.17

During the past 8 years, the highest EV-to-OCF of Partners Bank of California was 54.74. The lowest was 30.10. And the median was .

PBKX's EV-to-OCF is ranked worse than
95.93% of 1500 companies
in the Banks industry
Industry Median: 3.975 vs PBKX: 51.17

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-01), Partners Bank of California's stock price is $19.75. Partners Bank of California's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.503. Therefore, Partners Bank of California's PE Ratio (TTM) for today is 13.14.


Partners Bank of California  (OTCPK:PBKX) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Partners Bank of California's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=19.75/1.503
=13.14

Partners Bank of California's share price for today is $19.75.
Partners Bank of California's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.503.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Partners Bank of California EV-to-OCF Related Terms


Partners Bank of California EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Partners Bank of California's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Partners Bank of California EV-to-OCF Chart

Partners Bank of California Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial 1.13 9.19 -0.49 3.37 -46.29

Partners Bank of California Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -46.29 0.00

PBKX vs REDW, FSEA, FBSI: EV-to-OCF Comparison

For the Banks - Regional subindustry, Partners Bank of California's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Partners Bank of California EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Partners Bank of California's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Partners Bank of California's EV-to-OCF falls into.


PBKX
52GF Score
Partners Bank of California PBKX
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Partners Bank of California EV-to-OCF Calculation

Partners Bank of California's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=21.800/0
=

Partners Bank of California's current Enterprise Value is $21.80 Mil.
Partners Bank of California's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Partners Bank of California (PBKX) Overvalued in 2026?

Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued. The current stock price of $19.75 is trading 42.9% above its estimated GF Value™ of $13.82. GuruFocus considers Partners Bank of California to be Significantly Overvalued.

Key valuation signals for PBKX:

  • EV-to-OCF:
  • GF Value™: $13.82 vs. price of $19.75 (42.9% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Partners Bank of California Business Description

Address 27201 Puerta Real, Suite 160, Mission Viejo, CA, USA, 92691
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
52GF Score

Get the complete analysis for PBKX

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.75
Price
$13.82
GF Value