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Partners Bank of California (OTCPK:PBKX) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Partners Bank of California 5-Year Yield-on-Cost % Related Terms
PBKX vs REDW, FSEA, FBSI: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Partners Bank of California's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Partners Bank of California 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Partners Bank of California's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Partners Bank of California's 5-Year Yield-on-Cost % falls into.
Partners Bank of California 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Partners Bank of California (PBKX) has a 5-Year Yield-on-Cost % of 1.27 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Partners Bank of California and its competitors. According to the industry distribution chart, Partners Bank of California ranks #1129 out of 1251 companies in the Banks industry, placing it in the top 90.2%.
Is Partners Bank of California's 5-Year Yield-on-Cost % too high?
Partners Bank of California's current 5-Year Yield-on-Cost % is 1.27. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Partners Bank of California's value of 1.27 is 66.9% below this industry median. Based on the distribution chart, Partners Bank of California ranks #1129 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Partners Bank of California has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's 5-Year Yield-on-Cost % compare to REDW and FSEA?
According to the Banks industry distribution chart, Partners Bank of California ranks #1129 out of 1251 companies for 5-Year Yield-on-Cost %. This places Partners Bank of California in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Partners Bank of California's value of 1.27 is 66.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Partners Bank of California's current 5-Year Yield-on-Cost % of 1.27 is 66.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Partners Bank of California and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Partners Bank of California's current 5-Year Yield-on-Cost % is 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.82, compared to a current price of $19.75 — trading 42.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.27 and 66.9% below the Banks industry median of 3.84. Partners Bank of California's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current 5-Year Yield-on-Cost % is 1.27 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Partners Bank of California (PBKX) Overvalued in 2026?
Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued.
The current stock price of $19.75 is trading 42.9% above its estimated GF Value™ of $13.82.
GuruFocus considers Partners Bank of California to be Significantly Overvalued.
Key valuation signals for PBKX:
5-Year Yield-on-Cost %: 1.27
GF Value™: $13.82 vs. price of $19.75 (42.9% above fair value)
Industry Position: 66.9% below the Banks median (#1129 of 1251)
No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
52GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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