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Partners Bank of CaliforniaPBKX +0.66%56 3-Year EPS without NRI Growth Rate is 19.10% as of Jun. 2026, which is at its 10-year median of 19.10. GuruFocus rates PBKX with a GF Score™ of 56/100 and a GF Value™ of $14.14 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,402 Banks companies, Partners Bank of California ranks better than 74.61% on this metric.
During the past 12 months, Partners Bank of California's average EPS without NRI Growth Rate was 35.80% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 19.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 18.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 5 years, the highest 3-Year average EPS without NRI Growth Rate of Partners Bank of California was 38.50% per year. The lowest was 8.50% per year. And the median was 19.10% per year.
Partners Bank of California (OTCPK:PBKX) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Partners Bank of California 3-Year EPS without NRI Growth Rate Related Terms
PBKX vs ASRV, FBSI, CYFL: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Partners Bank of California's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Partners Bank of California 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Partners Bank of California's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Partners Bank of California's 3-Year EPS without NRI Growth Rate falls into.
Partners Bank of California 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 19.10% mean?
Partners Bank of California (PBKX) has a 3-Year EPS without NRI Growth Rate of 19.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Partners Bank of California and its competitors. This is near median its historical median of 19.10. Over the past decade, Partners Bank of California's 3-Year EPS without NRI Growth Rate has ranged from 8.50 to 38.50. According to the industry distribution chart, Partners Bank of California ranks #356 out of 1402 companies in the Banks industry, placing it in the top 25.4%.
Is Partners Bank of California's 3-Year EPS without NRI Growth Rate too high?
Partners Bank of California's current 3-Year EPS without NRI Growth Rate of 19.10% is near median its 10-year median of 19.10. Over the past 10 years, this metric has ranged from a low of 8.50 to a high of 38.50. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Partners Bank of California's value of 19.10% is 151.3% above this industry median. Based on the distribution chart, Partners Bank of California ranks #356 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, Partners Bank of California has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's 3-Year EPS without NRI Growth Rate compare to ASRV and FBSI?
According to the Banks industry distribution chart, Partners Bank of California ranks #356 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This puts Partners Bank of California in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Partners Bank of California's value of 19.10% is 151.3% above this benchmark. Historically, Partners Bank of California's own 3-Year EPS without NRI Growth Rate has ranged from 8.50 to 38.50 over the past decade. While the company's 10-year median is 19.10 vs. the industry median of 7.60, Partners Bank of California has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Partners Bank of California's current 3-Year EPS without NRI Growth Rate of 19.10% is 151.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Partners Bank of California and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Partners Bank of California's current 3-Year EPS without NRI Growth Rate is 19.10%, which is near median its own 10-year median of 19.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.14, compared to a current price of $16.80 — trading 18.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 19.10%, which is near median its 10-year median of 19.10 and 151.3% above the Banks industry median of 7.60. Partners Bank of California's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current 3-Year EPS without NRI Growth Rate is 19.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Partners Bank of California (PBKX) Overvalued in 2026?
Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued.
The current stock price of $16.80 is trading 18.8% above its estimated GF Value™ of $14.14.
GuruFocus considers Partners Bank of California to be Modestly Overvalued.
Key valuation signals for PBKX:
3-Year EPS without NRI Growth Rate: 19.10% (near median its 10-year median of 19.10)
GF Value™: $14.14 vs. price of $16.80 (18.8% above fair value)
Industry Position: 151.3% above the Banks median (#356 of 1402)
No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
56GF Score
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