PBKX (Partners Bank of California) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PBKX Partners Bank of California PBKX
52 GF Score
Price $19.75
GF Value $13.82
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Partners Bank of California Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Partners Bank of California's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

PBKX vs REDW, FSEA, FBSI: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Partners Bank of California's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Partners Bank of California Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Partners Bank of California's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Partners Bank of California's Margin of Safety % (DCF FCF Based) falls into.


PBKX
52GF Score
Partners Bank of California PBKX
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Partners Bank of California (PBKX) Overvalued in 2026?

Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued. The current stock price of $19.75 is trading 42.9% above its estimated GF Value™ of $13.82. GuruFocus considers Partners Bank of California to be Significantly Overvalued.

Key valuation signals for PBKX:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $13.82 vs. price of $19.75 (42.9% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Partners Bank of California Business Description

Address 27201 Puerta Real, Suite 160, Mission Viejo, CA, USA, 92691
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
52GF Score

Get the complete analysis for PBKX

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.75
Price
$13.82
GF Value