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Partners Bank of CaliforniaPBKX -1.25%52 Peter Lynch Fair Value is $14.70 as of Aug. 01, 2026, which is 1761% above its 10-year median of 0.79. GuruFocus rates PBKX with a GF Scoreâ„¢ of 52/100 and a GF Valueâ„¢ of $13.82 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 874 Banks companies, Partners Bank of California ranks worse than 52.52% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Partners Bank of California's PEG is 1. Partners Bank of California's 5-Year TTM Book Value Growth Rate is 11.31.
Partners Bank of California's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $1.30. Therefore, the Peter Lynch Fair Value for today is $14.70.
The historical rank and industry rank for Partners Bank of California's Peter Lynch Fair Value or its related term are showing as below:
PBKX'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.76 Med: 0.79 Max: 1.24
Current: 1.16
During the past 8 years, the highest Price to Peter Lynch Fair Value Ratio of Partners Bank of California was 1.24. The lowest was 0.76. And the median was 0.79.
PBKX's Price-to-Peter-Lynch-Fair-Value is ranked worse than 52.52% of 874
companies
in the Banks industry
Industry Median: 1.11
vs PBKX: 1.16
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Partners Bank of California (OTCPK:PBKX) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 11.31 instead of 15 in this case.
Partners Bank of California's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
19.75
/
14.70
=
1.34
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Partners Bank of California Peter Lynch Fair Value Related Terms
Partners Bank of California Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Partners Bank of California Peter Lynch Fair Value Chart
PBKX vs REDW, FSEA, FBSI: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Partners Bank of California's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Partners Bank of California Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Partners Bank of California's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Partners Bank of California's Price-to-Peter-Lynch-Fair-Value falls into.
Partners Bank of California's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $1.30.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $14.70 mean?
Partners Bank of California (PBKX) has a Peter Lynch Fair Value of $14.70 as of Aug. 01, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Partners Bank of California and its competitors. This is 1761% above median its historical median of 0.79. Over the past decade, Partners Bank of California's Peter Lynch Fair Value has ranged from 0.76 to 1.24. According to the industry distribution chart, Partners Bank of California ranks #459 out of 874 companies in the Banks industry, placing it in the top 52.5%.
Is Partners Bank of California's Peter Lynch Fair Value too high?
Partners Bank of California's current Peter Lynch Fair Value of $14.70 is 1761% above median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 1.24. The Banks industry median Peter Lynch Fair Value is 1.11. Partners Bank of California's value of $14.70 is 1224.3% above this industry median. Based on the distribution chart, Partners Bank of California ranks #459 out of 874 companies in the Banks industry, which is below the industry midpoint. Overall, Partners Bank of California has a GF Scoreâ„¢ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Partners Bank of California's Peter Lynch Fair Value compare to REDW and FSEA?
According to the Banks industry distribution chart, Partners Bank of California ranks #459 out of 874 companies for Peter Lynch Fair Value. This places Partners Bank of California in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.11. Partners Bank of California's value of $14.70 is 1224.3% above this benchmark. Historically, Partners Bank of California's own Peter Lynch Fair Value has ranged from 0.76 to 1.24 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.11, Partners Bank of California has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.11, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Partners Bank of California's current Peter Lynch Fair Value of $14.70 is 1224.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Partners Bank of California and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Partners Bank of California's current Peter Lynch Fair Value is $14.70, which is 1761% above median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Partners Bank of California stock overvalued right now?
Based on GuruFocus' analysis, Partners Bank of California (PBKX) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.82, compared to a current price of $19.75 — trading 42.9% above its estimated fair value. The current Peter Lynch Fair Value is $14.70, which is 1761% above median its 10-year median of 0.79 and 1224.3% above the Banks industry median of 1.11. Partners Bank of California's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Partners Bank of California (PBKX), the current Peter Lynch Fair Value is $14.70 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Partners Bank of California (PBKX) Overvalued in 2026?
Based on GuruFocus' analysis, Partners Bank of California stock appears to be overvalued.
The current stock price of $19.75 is trading 42.9% above its estimated GF Value™ of $13.82.
GuruFocus considers Partners Bank of California to be Significantly Overvalued.
Key valuation signals for PBKX:
Peter Lynch Fair Value: $14.70 (1761% above median its 10-year median of 0.79)
GF Value™: $13.82 vs. price of $19.75 (42.9% above fair value)
Industry Position: 1224.3% above the Banks median (#459 of 874)
No single metric tells the full story. See the PBKX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Partners Bank of California is engaged in providing personal & commercial banking services to small & middle-market businesses, professional practices, commercial & industrial companies & individuals. Its banking products and services include checking accounts, savings accounts, and certificates of deposit; online banking services, such as bills and schedule payments and funds transfer services. It also offers business banking and commercial lending.
52GF Score
Get the complete analysis for PBKX
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