WRLD (World Acceptance) Net Loan: $841.9 Mil (As of Mar. 2026)

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WRLD World Acceptance Corp WRLD
65 GF Score
Price $207.89
GF Value $161.54
Valuation Modestly Overvalued
! 3 Warning Signs
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What is World Acceptance Net Loan?

World Acceptance WRLD +15.00% 65 Net Loan is $841.9 Mil as of Mar. 2026. GuruFocus rates WRLD with a GF Score™ of 65/100 and a GF Value™ of $161.54 (Modestly Overvalued). The stock has 3 warning signs investors should review.

World Acceptance's quarterly net loan increased from Sep. 2025 ($858.6 Mil) to Dec. 2025 ($913.1 Mil) but then declined from Dec. 2025 ($913.1 Mil) to Mar. 2026 ($841.9 Mil).

World Acceptance's annual net loan declined from Mar. 2024 ($847.4 Mil) to Mar. 2025 ($913.1 Mil) but then increased from Mar. 2025 ($913.1 Mil) to Mar. 2026 ($841.9 Mil).

World Acceptance Net Loan Historical Data

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The historical data trend for World Acceptance's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

World Acceptance Net Loan Chart

World Acceptance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 985.52 887.79 847.44 812.97 841.88

World Acceptance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 812.97 829.10 858.58 913.09 841.88
WRLD
65GF Score
World Acceptance Corp WRLD
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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World Acceptance Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $841.9 Mil mean?
World Acceptance (WRLD) has a Net Loan of $841.9 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on World Acceptance and its competitors.
Is World Acceptance's Net Loan too high?
World Acceptance's current Net Loan is $841.9 Mil. Overall, World Acceptance has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does World Acceptance's Net Loan compare to JCAP and LU?
World Acceptance's Net Loan of $841.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on World Acceptance and its competitors. World Acceptance's current Net Loan is $841.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is World Acceptance stock overvalued right now?
Based on GuruFocus' analysis, World Acceptance (WRLD) is currently considered Modestly Overvalued. The stock's GF Value™ is $161.54, compared to a current price of $207.89 — trading 28.7% above its estimated fair value. The current Net Loan is $841.9 Mil. World Acceptance's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For World Acceptance (WRLD), the current Net Loan is $841.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is World Acceptance (WRLD) Overvalued in 2026?

Based on GuruFocus' analysis, World Acceptance stock appears to be overvalued. The current stock price of $207.89 is trading 28.7% above its estimated GF Value™ of $161.54. GuruFocus considers World Acceptance to be Modestly Overvalued.

Key valuation signals for WRLD:

  • Net Loan: $841.9 Mil
  • GF Value™: $161.54 vs. price of $207.89 (28.7% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the WRLD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

World Acceptance Business Description

Address 104 S Main Street, Greenville, SC, USA, 29601
World Acceptance Corp operates a small-loan consumer finance (installment loan) business. It offers short-term small installment loans, medium-term larger installment loans, related credit insurance and ancillary products and services to individuals. The Company generally serves individuals with limited access to other sources of consumer credit such as banks, credit unions, other consumer finance businesses and credit card lenders. The Company also offers income tax return preparation services to its loan customers and other individuals. The traditional installment loan industry is a fragmented segment of the consumer lending industry. The Company has one reportable segment: the consumer finance segment.
65GF Score

Get the complete analysis for WRLD

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$207.89
Price
$161.54
GF Value